Union County and Union Township property record for 2582 Hamilton Ter, Union, NJ 07083
| Property Type | Single Family Home |
|---|---|
| Details | 1,445 sqft · built 1950 |
| Lot Size | 0.196 acres (8,551 sqft) |
| Owner | Individual Name on File |
| Last Sale | $359,000 (Jun 2020) |
| Tax Bill | $10,076 (2025) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 19-04409-0000-00018 |
| Primary APN | 19-04409-0000-00018 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,445 sqft Living Area |
| 1st Floor Area | 1,445 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 8,551 sqft (0.196 acres) |
| Lot Dimensions | 90 ft deep x 95 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 2582 HAMILTON TER |
|---|---|
| City | UNION |
| State | NJ |
| Zip | 07083-4962 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | HAMILTON PARK |
| Legal Block | 4409 |
| Legal Lot Number | 18 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 32901 |
2582 Hamilton Ter is owned and occupied by an individual who bought it in June 2020.
Source: Union County and Union Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2582 HAMILTON TER, UNION, NJ 07083-4962 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 19, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Jun 25, 2020 | Grant Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2020 · Amount on File |
| Deed Sale | Jun 25, 2020 · Amount on File |
| Prior Sale | Mar 3, 2005 |
| Deed Document Number | 2020325395 |
| Deed Book / Page | 6372 / 2160 |
| Prior Transfer Date | Jan 4, 2002 |
| Prior Transfer Doc | 0054880523 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2582 HAMILTON TER, UNION, NJ 07083-4962 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Title Company | ACCURATE GROUP, ACCURATE GROUP LLC OH |
| Name | Verified Name |
|---|
| Document Number | 0154252946 |
|---|---|
| Date | Oct 19, 2023 |
| Book Page | 15425/2946 |
| Instrument | 57535 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 2582 HAMILTON TER, UNION, NJ 07083-4962 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2582 HAMILTON TER, UNION, NJ 07083-4962 |
| Document Number | 0150302880 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 15030/2880 |
| Instrument | 18467 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 347 Months |
| Due | Jul 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jun 25, 2020 |
| Property Address | 2582 HAMILTON TER, UNION, NJ 07083-4962 |
| Document Number | 0063722160 |
| Book / Page | 006372 / 002160 |
| Instrument Date | Jun 18, 2020 |
| Instrument | 325395 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2582 HAMILTON TER UNION NJ 070834962, UNION, NJ 07083-4962 |
| Document Number | 147162833 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 014716/002833 |
| Instrument | 693678 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
The 2025 property tax bill for 2582 Hamilton Ter was $10,076, up 4.3% from the year before.
Source: Union County and Union Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Union Township |
| Unified School District | Union Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,200 (-) Land $21,800 Building $21,400 | $43,200 (-) Land $21,800 Building $21,400 | |
| 2025 | $10,076.00 (+4.35%) | $43,200 Land $21,800 Building $21,400 | $43,200 Land $21,800 Building $21,400 |
| 2024 | $9,656.00 | ||
| 2023 | $43,200 Land $21,800 Building $21,400 | $43,200 Land $21,800 Building $21,400 | |
| 2022 | $9,035.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2582 Hamilton Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 41 (1978–2021) |
| Claims Outside the SFHA | 8 of 41 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2582 Hamilton Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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