2582 Downey Dr, Lancaster, SC 29720 Property Records

Lancaster County property record for 2582 Downey Dr, Lancaster, SC 29720

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,679 sqft · built 1983
Lot Size	0.777 acres (33,849 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2023)
Tax Bill	$1,799 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0102D-0H-004.00`

Property Details

APN / Parcel Number

Primary APN	`0102D-0H-004.00`
Alternative APN	`19394`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,679 sqft Living Area
Gross Area	3,275 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	33,849 sqft (0.777 acres)
Lot Width	200 ft Width
Garage Area	420 sqft
Porch	Porch
Porch Area	168 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	19394
Street Address	2582 DOWNEY DR
City	LANCASTER
State	SC
Zip	29720-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	200X191.3X208X159.5
Legal Subdivision	SMOKER
Legal Block	17&18
Legal Lot Number	17&18
Jurisdiction	LANCASTER SC
Township / Civil Division	LANCASTER
Census Block Group	2
Census Block	2032
Census Tract	10600

Owner

Source: Lancaster County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Mar 10, 2023	Deed, Transfer · FHA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 12, 2022	Deed, Transfer · Commercial Mortgage SILVER HILL FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Oct 12, 2022 · Amount on Record
Deed Document Number	20233031
Deed Book / Page	1645 / 170
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER SC
Recording Date	Jun 15, 2026
Property Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529
Document Number	0000008561
Book / Page	5609 / 212
Instrument Date	May 26, 2026
Instrument	20268561
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529

Mortgage

Document Number	0000008561,
Date	Jun 15, 2026
Book Page	5609/212
Instrument	20268561

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jun 1, 2066

Interest

Rate	6.3%
Max Rate	-1%

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Mar 10, 2023
Property Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529
Document Number	0000003031
Book / Page	1645 / 170
Map Reference	PL 13108
Instrument Date	Mar 7, 2023
Instrument	2023003031
Transaction Type	Transfer
Record Updated	Mar 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529

Mortgage

Document Number	0000003032
Date	Mar 10, 2023
Instrument	2023003032

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	LANCASTER SC
Recording Date	Oct 12, 2022
Property Address	2582 DOWNEY DR, LANCASTER, SC 29720-7529
Document Number	0000016270
Book / Page	1597 / 151
Map Reference	PL 13108
Instrument Date	Oct 11, 2022
Instrument	2022016270
Transaction Type	Transfer
Record Updated	Oct 25, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$371.80
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1469 CAROLYN DR, CHARLOTTE, NC 28205-5669

Mortgage

Document Number	0000016271
Date	Oct 12, 2022
Instrument	2022016271

Lender

Name	SILVER HILL FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	7 Months
Due	May 1, 2023

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lancaster County
Unified School District	Lancaster County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,799.00 (+7.08%)	$12,320 (+77.52%) Land $1,252 Building $11,068	$308,000 (+77.52%) Land $31,300 Building $276,700
2024	$1,680.00 (+58.49%)
2023	$1,060.00	$6,940 Land $1,200 Building $5,740	$173,500 Land $30,000 Building $143,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001
Water Source	Purchased surface water from LANCASTER COUNTY W&SD
Last State Inspection	Sep 2024
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: RiverNet Connect.

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