2582 Clayton Rd, Chipley, FL 32428 Property Records

Washington County property record for 2582 Clayton Rd, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 1998
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$124,500 (Jul 2020)
Tax Bill	$1,043 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`000034060001`

Property Details

APN / Parcel Number

Primary APN	`000034060001`
Alternative APN	`34060001`

Interior

Full Baths	2 Baths
Building Area	1,272 sqft Heated Area
Gross Area	1,620 sqft
Flooring	Ceramic Tile
Interior Walls	Plywood

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2012
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	384 sqft
Patio Area	60 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000034060001
Street Address	2582 CLAYTON RD
City	CHIPLEY
State	FL
Zip	32428-5209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 3 14 2 ORB 1179 P 902 BEG AT SEC OF NE1/4 OF SW1/4 RUN N. TO INTER OF N.LN.OF 276 A & E.LN. OF 40,RUN N.210',W.420',
Legal Range	14W
Legal Township	03N
Legal Section	03
Legal Block	3406
Legal Lot Number	0001
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1064
Census Tract	970102

Owner

2582 Clayton Rd is owned and occupied by an individual who bought it in July 2020.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	2582 CLAYTON RD, CHIPLEY, FL 32428-5209
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2020 · Amount on File
Deed Sale	Jul 1, 2020 · Amount on File
Prior Sale	Jun 13, 2016 · Amount on File
Deed Document Number	202067004343
Deed Book / Page	1179 / 902
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 1, 2020
Property Address	2582 CLAYTON RD, CHIPLEY, FL 32428-5209
Document Number	0067004343
Book / Page	001179 / 000902
Instrument Date	Jun 30, 2020
Instrument	67004343
Transaction Type	Transfer
Record Updated	Jul 13, 2020
Title Company	FLORIDA LAND TITLE AND TRUST COMPANY, FLORIDA LAND TITLE & TRUST CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$872.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 S MAGNOLIA ST BONIFAY FL 324252757, BONIFAY, FL 32425-2757

Mortgage

Document Number	67004344
Date	Jul 1, 2020
Book Page	001179/000917
Instrument	67004344

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	JACKSON, MS 39225

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 30, 2050

Mortgage

Document Number	67004345,
Date	Jul 1, 2020
Book Page	001179/000918
Instrument	67004345

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	PENSACOLA, FL 32514

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 2582 Clayton Rd was $1,043 with a homeowner's exemption, up 7.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,043.00 (+7.53%) Homeowner's exemption	$116,141 (+2.9%)	$169,128 (+13.91%) Land $13,600 Building $155,528
2024	$970.00 (+3.08%) Homeowner's exemption	$112,868 (+3%)	$148,473 (+8.69%) Land $12,000 Building $136,473
2023	$941.00 (+1.07%) Homeowner's exemption	$109,581 (+1.28%)	$136,603 (+7.76%) Land $12,000 Building $124,603
2022	$931.00 Homeowner's exemption	$108,191	$126,761 Land $11,000 Building $115,761

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2582 Clayton Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1994–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2582 Clayton Rd is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

May also be available: Wildstar Networks.

Cell Coverage

5G and 4G LTE (outdoors only)

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