Vilas County property record for 2582 Cisco Point Dr, Phelps, WI 54554
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Apr 2024 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-269-27 |
| Primary APN | 18-269-27 |
|---|---|
| Alternative APN |
|
| Lot Area | 45,738 sqft (1.05 acres) |
|---|
| Street Address | 2582 CISCO POINT DR |
|---|---|
| City | PHELPS |
| State | WI |
| Zip | 54554-5400 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 CISCO POINT PLAT PRT GOVT LOT 3 |
| Legal Lot Number | 4 |
| Jurisdiction | VILAS WI |
| Township / Civil Division | PHELPS |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 950202 |
Source: Vilas County records, as of February 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4962 THOME RD, OCONTO, WI 54153-9413 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Apr 29, 2024 | Deed of Trust, Mortgage · Construction Mortgage BANK FIRST NA |
| Sep 8, 2025 | Deed of Trust, Mortgage · Conventional Mortgage MLD MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 2582 CISCO POINT DR, PHELPS, WI 54554-5400 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2026 |
| Title Company | TOWN N COUNTRY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2582 CISCO POINT DR, PHELPS, WI 54554-5400 |
| Document Number | 0000622128 |
|---|---|
| Date | Feb 26, 2026 |
| Instrument | 622128 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 2582 CISCO POINT DR, PHELPS, WI 54554-5400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000607991 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 607991 |
| Name | BANK FIRST NA |
|---|---|
| Type | Bank |
| Address | MANITOWOC, WI 54220 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 5% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VILAS WI |
| Property Address | 2582 CISCO POINT DR, PHELPS, WI 54554-5400 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Title Company | TOWN N COUNTRY TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 2582 CISCO POINT DR, PHELPS, WI 54554-5400 |
| Document Number | 0000618320 |
|---|---|
| Date | Sep 8, 2025 |
| Instrument | 618320 |
| Name | MLD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FLORHAM PARK, NJ 07932 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Vilas County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Vilas County |
| County Subdivision | Phelps Town |
| Unified School District | Phelps School District (PK - 12) |
Source: FEMA National Flood Hazard Layer, effective June 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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