2582 Carmel Rd, Indialantic, FL 32903 Property Records

Brevard County property record for 2582 Carmel Rd, Indialantic, FL 32903

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,931 sqft · built 1961
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Sep 2015)
Tax Bill	$5,984 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-37-24-77-2-8`

Property Details

APN / Parcel Number

Primary APN	`27-37-24-77-2-8`
Alternative APNs	`27-37-24-77-00002.0-0008.00` `2726653`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,931 sqft Living Area
Gross Area	2,236 sqft
1st Floor Area	1,931 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	144 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	286 sqft
Porch	Finished/Open Porch
Porch Area	245 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2726653
Street Address	2582 CARMEL RD
City	INDIALANTIC
State	FL
Zip	32903-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU111
Legal Description	PUTNAM PARK SUBD UNIT 1 LOT 8 BLK 2
Legal Range	37E
Legal Township	27S
Legal Section	24
Legal Subdivision	PUTNAM PARK SUBD UNIT 1
Legal Block	2
Legal Lot Number	8
Legal Unit	1
Jurisdiction	BREVARD FL
Township / Civil Division	INDIALANTIC-MELBOURNE BEACH
Census Block Group	1
Census Block	1017
Census Tract	66301

Owner

2582 Carmel Rd is owned and occupied by two individuals who acquired it in February 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SECURE ONE CAPITAL CORP
Mar 22, 2019	Quit Claim Deed, Transfer · Conventional Mortgage SECURE ONE CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2015 · Amount on File
Deed Sale	Sep 9, 2015 · Amount on File
Prior Sale	Mar 4, 2015 · Amount on File
Deed Document Number	2015177644
Deed Book / Page	7446 / 2727
Last Transfer Date	Feb 12, 2021
Transfer Doc	0090412391
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BREVARD FL
Property Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412

Mortgage

Document Number	0098590569
Date	Aug 10, 2023
Book Page	9859/569
Instrument	2023169238

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BREVARD FL
Recording Date	Mar 8, 2021
Property Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412
Document Number	0090412391
Book / Page	9041 / 2391
Map Reference	MB 13 PG 149
Instrument Date	Feb 12, 2021
Instrument	2021057239
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412

Mortgage

Document Number	90412393
Date	Mar 8, 2021
Instrument	9041/2393

Lender

Name	SECURE ONE CAPITAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BREVARD FL
Recording Date	Mar 22, 2019
Property Address	2582 CARMEL RD, INDIALANTIC, FL 32903-2412
Document Number	0083960424
Book / Page	008396 / 000424
Instrument Date	Mar 15, 2019
Instrument	59086
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	UNISOURCE

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2582 CARMEL RD INDIALANTIC FL 329032412, INDIALANTIC, FL 32903-2412

Mortgage

Document Number	83960427
Date	Mar 22, 2019
Book Page	008396/000427
Instrument	59087

Lender

Name	SECURE ONE CAP
Type	Funding / Finance Company
Address	COSTA MESA, CA 92626

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2582 Carmel Rd was $5,984 with a homeowner's exemption, down 4.2% from the year before.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,340 (+6.71%)	$460,340 (+6.71%)
2025	$5,984.00 (-4.18%)	$431,380	$431,380
2024	$6,245.00 (+1.73%)
2023	$6,139.00 (+28.62%)	$449,990 (+25.37%) Land $205,000 Building $244,990	$449,990 (+25.37%) Land $205,000 Building $244,990
2022	$4,773.00	$358,940 Land $205,000 Building $153,940	$358,940 Land $205,000 Building $153,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2582 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 79 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 302 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	653 units insured incl. 351 condo units
Nearby Flood Claims	79 (1979–2017)
Claims Outside the SFHA	62 of 79
Most Recent Claim	Oct 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Oct 2017 · 9 claims Tropical Storm Fay, Aug 2008 · 10 claims Hurricane Frances, Sep 2004 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2582 Carmel Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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