Montgomery County property record for 25816 Ridge Rd, Damascus, MD 20872
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,792 sqft · built 1923 |
| Lot Size | 0.759 acres (33,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,672 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-02156432 |
| Primary APN | 12-02156432 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 33,052 sqft (0.759 acres) |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 224 sqft |
| Deck Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 02156432 |
|---|---|
| Street Address | 25816 RIDGE RD |
| City | DAMASCUS |
| State | MD |
| Zip | 20872-1845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R200 |
| Legal Description | DAMASCUS |
| Legal Subdivision | LOCUST LEVEL |
| Legal Block | 1 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 700207 |
25816 Ridge Rd is owned and occupied by two individuals.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Jun 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 19, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERIDIAN HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Sep 1, 2026 |
| Property Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Document Number | 7088000225 |
| Book / Page | 70888 / 225 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 11, 2026 |
| Title Company | COUNSEL TITLE LLC, COUNSEL TITLE |
| Name | Verified Name |
|---|---|
| Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Document Number | 7088000225, |
|---|---|
| Date | Sep 1, 2026 |
| Book Page | 70888/225 |
| Name | WESBANCO BANK INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 1, 2021 |
| Title Company | CROWN TITLE CORPORATION |
| Name | Verified Name |
|---|---|
| Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Document Number | 0633020072 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 63302/72 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 25816 RIDGE RD, DAMASCUS, MD 20872-1845 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | RESEARCH TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0570090112 |
|---|---|
| Date | Dec 19, 2018 |
| Book Page | 57009/112 |
| Name | MERIDIAN HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2034 |
The 2025 property tax bill for 25816 Ridge Rd was $3,672.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,633 (+2.74%) | $337,400 (-) Land $199,400 Building $138,000 | |
| 2025 | $3,672.00 | $319,867 | $337,400 Land $199,400 Building $138,000 |
| 2023 | $302,267 | $311,100 Land $190,000 Building $121,100 | |
| 2022 | $3,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25816 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25816 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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