Charlotte County property record for 25815 Prada Dr, Punta Gorda, FL 33955
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,896 sqft · built 2023 |
| Lot Size | 0.231 acres (10,084 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $27,900 (Dec 2021) |
| Tax Bill | $1,531 (2025) |
| Deeds & Mortgages | May 2022 Construction Loan Dec 2021 Sale |
| Flood Zone | Zone D (undetermined) |
| APN | 42-23-29-486-011 |
| Primary APN | 42-23-29-486-011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,896 sqft Living Area |
| Gross Area | 2,712 sqft |
| Flooring | Covered |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Composition/Composite |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,084 sqft (0.231 acres) |
| Driveway | Driveway |
| Driveway Area | 798 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004729750 |
|---|---|
| Old Parcel Number | 00952605062508 |
| Street Address | 25815 PRADA DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-4321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | PGI 016 0357 0013 PUNTA GORDA ISLES SEC16 BLK357 LT13 837/1662-73 1006-17 1449/1623 2430/170 4889/744 |
| Legal Range | 23E |
| Legal Township | 42S |
| Legal Section | 29 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 357 |
| Legal Lot Number | 13 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 10506 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 25815 PRADA DR, PUNTA GORDA, FL 33955-4321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU |
| Dec 7, 2021 | Warranty Deed, Transfer FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2021 · Amount on Record |
| Deed Sale | Dec 7, 2021 · Amount on Record |
| Prior Sale | Mar 29, 2004 · Amount on Record |
| Deed Document Number | 3031290 |
| Deed Book / Page | 4889 / 744 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 25815 PRADA DR, PUNTA GORDA, FL 33955-4321 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 619 SW 52ND ST, CAPE CORAL, FL 33914-6519 |
| Document Number | 0049770361 |
|---|---|
| Date | May 4, 2022 |
| Book Page | 4977/361 |
| Instrument | 3096888 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49501 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Dec 7, 2021 |
| Property Address | 25815 PRADA DR, PUNTA GORDA, FL 33955-4321 |
| Document Number | 0048890744 |
| Book / Page | 4889 / 744 |
| Map Reference | MB 8 PG 27A-27O |
| Instrument Date | Dec 6, 2021 |
| Instrument | 3031290 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2021 |
| Title Company | FIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $195.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 75 LADY SLIPPER CT # 1977, 75, SAPPHIRE, NC 28774-7751 |
| Name | Verified Name |
|---|---|
| Address | 619 SW 52ND ST, CAPE CORAL, FL 33914-6519 |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,531.00 (+198.44%) Homeowner's exemption | $141,498 (+530.56%) | $375,345 (+1,290.17%) Land $40,000 Building $335,345 |
| 2023 | $513.00 (+10.09%) | $22,440 (+1%) | $27,000 (+32.35%) Land $27,000 |
| 2022 | $466.00 | $20,400 Land $20,400 | $20,400 Land $20,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 432 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 448 units insured incl. 16 condo units |
| Nearby Flood Claims | 131 (2017–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 84% of Florida |
|---|---|
| Wildfire Likelihood | 2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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