25815 Forest St, Phippsburg, CO 80469 Property Records

Routt County property record for 25815 Forest St, Phippsburg, CO 80469

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,430 sqft · built 1999
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on Record
Last Sale	$420,000 (May 2023)
Tax Bill	$2,103 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R4535958`

Property Details

APN / Parcel Number

Primary APN	`R4535958`
Alternative APN	`145915037`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,430 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Architectural Style	Contemporary
Lot Area	12,197 sqft (0.28 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Propane
Sewer	Municipal

Location & Zoning

Account Number	R4535958
Street Address	25815 FOREST ST
City	PHIPPSBURG
State	CO
Zip	80469-5056
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HT
Legal Description	LOTS 37-40 BLOCK 15 TOWN OF PHIPPSBURG
Legal Range	85
Legal Township	03
Legal Section	17
Legal Subdivision	PHIPPSBURG
Legal Block	15
Legal Lot Number	37
Jurisdiction	ROUTT CO
Township / Civil Division	OAK CREEK
Census Block Group	1
Census Block	1210
Census Tract	300

Owner

Source: Routt County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 218, PHIPPSBURG, CO 80469-0218
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 7, 2021	Special Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2023 · Amount on Record
Deed Sale	May 30, 2023 · Amount on Record
Prior Sale	May 7, 2021 · Amount on Record
Deed Document Number	2023845853
Record Updated	Jun 8, 2026

May 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 30, 2023
Property Address	25815 FOREST ST, PHIPPSBURG, CO 80469-5056
Document Number	0000845853
Instrument Date	May 3, 2023
Instrument	845853
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	NOT AVAILABLE, FNTC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25815 FOREST ST, PHIPPSBURG, CO 80469-5056

Mortgage

Document Number	0000845854
Date	May 30, 2023
Instrument	845854

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ROUTT CO
Recording Date	May 7, 2021
Property Address	25815 FOREST ST, PHIPPSBURG, CO 80469-5056
Document Number	824325
Instrument Date	Apr 29, 2021
Instrument	824325
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 114, PHIPPSBURG, CO 80469-0114

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25815 FOREST ST, PHIPPSBURG, CO 80469-5056

Mortgage

Document Number	824326
Date	May 7, 2021
Instrument	824326

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Routt County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Routt County
Unified School District	South Routt School District RE-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,103.00 (+3.39%)	$32,440 (+9.63%) Land $7,760 Building $24,680	$460,080 (+4.17%) Land $110,000 Building $350,080
2024	$2,034.00 (+0.25%)	$29,590 (-) Land $5,960 Building $23,630	$441,680 (-) Land $88,930 Building $352,750
2023	$2,029.00 (+17.22%)	$29,590 (+29.61%) Land $5,960 Building $23,630	$441,680 (+34.44%) Land $88,930 Building $352,750
2022	$1,731.00	$22,830 Land $3,540 Building $19,290	$328,530 Land $51,000 Building $277,530

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (1984–2010)
Most Recent Claim	Jan 2010 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 51% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PHIPPSBURG serves 200 people · EPA ID CO0154609
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2025
Treatment and Procedure	Corrosion control Mar 2021 Coliform assessment Nov 2018
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Luminate Broadband Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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