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2581 Wind River Rd, El Cajon, CA 92019 Property Records

San Diego County property record for 2581 Wind River Rd, El Cajon, CA 92019

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,436 sqft · built 1985
Lot Size0.287 acres (12,506 sqft)
Owner2 Individual Names on File
Last Sale$388,000 (Oct 2012)
Tax Bill$5,768 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN518-143-15-00

Property Details

APN / Parcel Number

Primary APN518-143-15-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,436 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleConventional
Exterior MaterialStucco
Roof MaterialTile
Lot Area12,506 sqft (0.287 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2581 WIND RIVER RD
CityEL CAJON
StateCA
Zip92019-4241
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 851 UND INT IN LOTS 836&968&975&993&ALL OF TR 009433
Legal SubdivisionSAN DIEGO #3584-2
Legal Tract009433
Legal Block3
Legal Lot Number836,8
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract13604

Owner

2581 Wind River Rd is owned and occupied by two individuals who bought it in October 2012.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address2581 WIND RIVER RD, EL CAJON, CA 92019-4241
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2012 · Amount on File
Deed SaleOct 18, 2012 · Amount on File
Prior SaleJan 24, 2003 · Amount on File
Deed Document Number2012640775
Prior Transfer DateNov 14, 2005
Prior Transfer Doc0001038054
Record UpdatedOct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateNov 18, 2020
Property Address2581 WIND RIVER RD, EL CAJON, CA 92019-4241
Document Number0000732061
Map ReferenceMAP 9433
Instrument DateNov 13, 2020
Instrument2020-0732061
Transaction TypeTransfer
Record UpdatedJul 25, 2022
Title CompanyWFG NATIONAL TITLE CO OF CA

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2581 WIND RIVER RD, EL CAJON, CA 92019-4241

Mortgage

Document Number0000732062
DateNov 18, 2020
Instrument2020-0732062
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 2581 Wind River Rd was $5,768 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$487,333 (+2%) Land $169,559 Building $317,774
2025$5,768.00 Homeowner's exemption$477,779 Land $166,235 Building $311,544
2023$5,644.00 (+1.69%) Homeowner's exemption$459,229 Land $159,781 Building $299,448
2022$5,550.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2581 Wind River Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 Wind River Rd is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSycuan
tribal government · serves 12,350 people · EPA ID 090605024
Water SourcePurchased surface water from PADRE DAM MWD
Last State InspectionAug 2023
Also Mapped HereOTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead3 ppb (2025)
action level 15 ppb
Copper1.53 mg/L (2017)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Starlink
Satellite		280 / 30
AT&T
DSL		100 / 20

May also be available: Verizon.

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