2581 Willowspring Ct, Cincinnati, OH 45231 Property Records

Hamilton County property record for 2581 Willowspring Ct, Cincinnati, OH 45231

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1977
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$149,500 (May 2019)
Tax Bill	$3,144 (2025)
Deeds & Mortgages	Jan 2023 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`510-0012-0134-00`

Property Details

APN / Parcel Number

Primary APN	`510-0012-0134-00`
Alternative APN	`0015114`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,612 sqft
1st Floor Area	1,192 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	145 ft deep x 41.9 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	75 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	2581 WILLOWSPRING CT
City	CINCINNATI
State	OH
Zip	45231-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOWSPRING CT 41.89 X 145.08 IRR LOT 57 GREENRIDGE 6TH SUB BLK A PT 4
Legal Subdivision	GREENRIDGE 6TH SUB
Legal Block	A
Legal Lot Number	57
Jurisdiction	HAMILTON OH
Township / Civil Division	COLERAIN
Census Block Group	3
Census Block	3003
Census Tract	21508

Owner

Source: Hamilton County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2581 WILLOWSPRING CT, CINCINNATI, OH 45231-1166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
May 23, 2019	Warranty Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2019 · Amount on Record
Deed Sale	May 23, 2019 · Amount on Record
Prior Sale	Mar 20, 2006 · Amount on Record
Deed Document Number	201940119
Deed Book / Page	13924 / 1431
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	2581 WILLOWSPRING CT, CINCINNATI, OH 45231-1166
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 WILLOWSPRING CT, CINCINNATI, OH 45231-1166

Mortgage

Document Number	0000001057
Date	Jan 6, 2023
Book Page	14827/15
Instrument	2023-0001057

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 23, 2019
Property Address	2581 WILLOWSPRING CT, CINCINNATI, OH 45231-1166
Document Number	0000040119
Book / Page	013924 / 001431
Instrument Date	May 17, 2019
Instrument	40119
Transaction Type	Transfer
Record Updated	Jul 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$598.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2581 WILLOWSPRING CT CINCINNATI OH 452311166, CINCINNATI, OH 45231-1166

Mortgage

Document Number	40120
Date	May 23, 2019
Book Page	013924/001433
Instrument	40120

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Colerain Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,144.00 (+5.08%)	$55,804 (-) Land $11,235 Building $44,569	$159,440 (-) Land $32,100 Building $127,340
2024	$2,992.00 (-0.53%)	$55,804 (-) Land $11,235 Building $44,569
2023	$3,008.00 (-12.89%)	$55,804 (+6.65%) Land $11,235 Building $44,569	$159,440 (+6.65%) Land $32,100 Building $127,340
2022	$3,453.00 Homeowner's exemption	$52,325 Land $9,289 Building $43,036
2020			$149,500 Land $26,540 Building $122,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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