2581 W Summerset Dr, Rialto, CA 92377 Property Records

San Bernardino County property record for 2581 W Summerset Dr, Rialto, CA 92377

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.75 ba · 3,217 sqft · built 2003
Lot Size	0.218 acres (9,500 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Mar 2008)
Tax Bill	$7,220 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2017 Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`0239-283-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0239-283-06-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.75 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,217 sqft Living Area
Gross Area	3,922 sqft
1st Floor Area	1,616 sqft
2nd Floor Area	1,601 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	9,500 sqft (0.218 acres)
Garage Type	Attached
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Patio/Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2581 W SUMMERSET DR
City	RIALTO
State	CA
Zip	92377-2741
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 16304 LOT 6 BOOK 292 PAGE 4
Legal Tract	16304
Legal Block	1
Legal Lot Number	6
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	1
Census Block	1009
Census Tract	2703

Owner

2581 W Summerset Dr is owned and occupied by two individuals who bought it in March 2008.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2581 W SUMMERSET DR, RIALTO, CA 92377-2741
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Oct 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2008 · Amount on File
Deed Sale	Mar 7, 2008 · Amount on File
Prior Sale	Nov 29, 2007 · Amount on File
Deed Document Number	2008103781
Prior Transfer Date	Nov 26, 2007
Prior Transfer Doc	0000669695
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2581 W SUMMERSET DR, RIALTO, CA 92377-2741
Document Number	0000231693
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 W SUMMERSET DR RIALTO CA 923772741, RIALTO, CA 92377-2741

Mortgage

Document Number	0000231693
Date	Jul 13, 2020
Instrument	231693

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2581 W SUMMERSET DR, RIALTO, CA 92377-2741
Document Number	0000438863
Instrument Date	Oct 16, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	TSI TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2581 W SUMMERSET DR RIALTO CA 923772741, RIALTO, CA 92377-2741

Mortgage

Document Number	0000438863
Date	Oct 24, 2017
Instrument	438863

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2581 W Summerset Dr was $7,220 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$558,565 (+2%) Land $66,992 Building $491,573
2025	$7,220.00 Homeowner's exemption	$547,612 Land $65,678 Building $481,934
2023	$7,384.00 (+7.91%) Homeowner's exemption	$526,347 Land $63,127 Building $463,220
2022	$6,843.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2581 W Summerset Dr in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 W Summerset Dr is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST VALLEY WATER DISTRICT serves 96,123 people · EPA ID CA3610004
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 586 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks.

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