Richland County property record for 2581 State Rte 96 E, Shelby, OH 44875
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,096 sqft · built 1900 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,175 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 016-32-242-04-003 |
| Primary APN | 016-32-242-04-003 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,096 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Other |
| Exterior Material | Aluminum Siding |
| Lot Area | 65,340 sqft (1.5 acres) |
| Garage Type | Detached |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 40 sqft |
| Shed | 1 Shed |
| Shed Area | 308 sqft |
| Pole Barn | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2581 STATE ROUTE 96 E |
|---|---|
| City | SHELBY |
| State | OH |
| Zip | 44875-9306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NW 1.50 AC SUBJ HWY EASE |
| Jurisdiction | RICHLAND OH |
| Township / Civil Division | JACKSON |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 2700 |
Source: Richland County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Oct 7, 2025 | Deed of Trust, Mortgage · VA Mortgage LOWER LLC |
| Sep 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Oct 2, 2020 | Deed of Trust, Mortgage · Line of Credit DIRECTIONS CU |
| Jan 23, 2018 | Warranty Deed, Transfer · Conventional Mortgage ASSURANCE FINANCIAL GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 2024 |
| Deed Sale | Jul 9, 2024 |
| Prior Sale | Jan 23, 2018 · Amount on Record |
| Deed Document Number | 20246431 |
| Deed Book / Page | 3016 / 4411 |
| Prior Transfer Date | Jun 14, 2024 |
| Prior Transfer Doc | 0000006431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Document Number | 03033/2164 |
|---|---|
| Date | Oct 7, 2025 |
| Book Page | 3033/2164 |
| Instrument | 202500010816 |
| Name | LOWER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MD 21044 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | LANDSEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 2823/702 |
|---|---|
| Date | Sep 30, 2020 |
| Book Page | 2823/702 |
| Instrument | 202000011781 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND OH |
| Property Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2824/425 |
|---|---|
| Date | Oct 2, 2020 |
| Book Page | 2824/425 |
| Instrument | 202000011883 |
| Name | DIRECTIONS CU |
|---|---|
| Type | Credit Union |
| Address | TOLEDO, OH 43604 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND OH |
| Recording Date | Jan 23, 2018 |
| Property Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Document Number | 02599/0173 |
| Book / Page | 2599 / 0173 |
| Instrument Date | Jan 19, 2018 |
| Instrument | 201800000794 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2581 STATE ROUTE 96 E, SHELBY, OH 44875-9306 |
| Document Number | 201800000795 |
|---|---|
| Date | Jan 23, 2018 |
| Instrument | 201800000795 |
| Name | ASSURANCE FINANCIAL GROUP LLC |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2048 |
Source: Richland County assessment roll, as of April 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Richland County |
| County Subdivision | Jackson Township |
| Unified School District | Shelby City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,175.00 (+0.05%) | $58,590 (-) Land $9,050 Building $49,540 | |
| 2024 | $2,174.00 (-4.65%) | $58,590 (-) Land $9,050 Building $49,540 | |
| 2023 | $2,280.00 (+15.04%) | $58,590 (+28.71%) Land $9,050 Building $49,540 | $167,400 (+28.72%) Land $25,870 Building $141,530 |
| 2022 | $1,982.00 | $45,520 Land $8,260 Building $37,260 | |
| 2020 | $130,050 Land $23,600 Building $106,450 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
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