2581 Silk Rd, Windsor, CA 95492 Property Records

Sonoma County property record for 2581 Silk Rd, Windsor, CA 95492

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,520 sqft · built 1979
Lot Size	1.9 acres (82,764 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Sep 2010)
Tax Bill	$5,630 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066-270-043-000`

Property Details

APN / Parcel Number

Primary APN	`066-270-043-000`
Alternative APN	`066-270-043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1980
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	82,764 sqft (1.9 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic

Location & Zoning

Street Address	2581 SILK RD
City	WINDSOR
State	CA
Zip	95492-8792
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	MAP 1635 PG 203
Legal Block	2
Jurisdiction	SONOMA CA
Township / Civil Division	HEALDSBURG
Census Block Group	2
Census Block	2010
Census Tract	153811

Owner

Source: Sonoma County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2581 SILK RD, WINDSOR, CA 95492-8792
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit REDWOOD CREDIT UNION
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Jul 28, 2020	Quit Claim Deed, Transfer NORTH AMERICAN TITLE
Oct 22, 2018	Intrafamily Transfer, Transfer · ARM LENDSURE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2010 · Amount on Record
Deed Sale	Sep 1, 2010 · Amount on Record
Prior Sale	Feb 2, 2001 · Amount on Record
Deed Document Number	201073821
Last Transfer Date	Jul 21, 2020
Transfer Doc	0000062477
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Recording Date	Aug 11, 2026
Property Address	2581 SILK RD, WINDSOR, CA 95492-8792
Document Number	0000040909
Instrument Date	Jul 31, 2026
Instrument	202640909
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	2581 SILK RD, WINDSOR, CA 95492-8792

Mortgage

Document Number	0000040909,
Date	Aug 11, 2026
Instrument	202640909

Lender

Name	REDWOOD CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Aug 15, 2051

Interest

Rate	6.43%
Max Rate	-1%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	2581 SILK RD, WINDSOR, CA 95492-8792
Document Number	0000062478
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 17, 2020
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 305 SAN ANSELMO CA 949790305, SAN ANSELMO, CA 94979-0305

Mortgage

Document Number	0000062478
Date	Jul 28, 2020
Instrument	62478

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 27, 2050

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SONOMA CA
Recording Date	Jul 28, 2020
Property Address	2581 SILK RD, WINDSOR, CA 95492-8792
Document Number	0000062477
Instrument Date	Jul 20, 2020
Instrument	62477
Transaction Type	Transfer
Record Updated	Aug 17, 2020
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 305 SAN ANSELMO CA 949790305, SAN ANSELMO, CA 94979-0305

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Oct 22, 2018
Property Address	2581 SILK RD, WINDSOR, CA 95492-8792
Document Number	0000073243
Instrument Date	Oct 17, 2018
Instrument	2018073243
Transaction Type	Transfer
Record Updated	Jul 26, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 SILK RD, WINDSOR, CA 95492-8792

Mortgage

Document Number	0000073244
Date	Oct 22, 2018
Instrument	2018073244

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	8.75%
Index	1-Year LIBOR
Max Rate	11.7%

Tax Assessment & Valuation

Source: Sonoma County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Unified School District	Windsor Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,630.00 (+7.4%)	$448,399 (+4.04%) Land $281,852 Building $166,547
2023	$5,242.00 (+1.75%)	$430,989 Land $270,908 Building $160,081
2022	$5,152.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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