2581 S Ginger St, Cornelius, OR 97113 Property Records

Washington County property record for 2581 S Ginger St, Cornelius, OR 97113

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,705 sqft · built 2021
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$508,163 (Sep 2021)
Tax Bill	$4,489 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1S303AC-09900`

Property Details

APN / Parcel Number

Primary APN	`1S303AC-09900`
Alternative APN	`R2191582`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,705 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	7,405 sqft (0.17 acres)

Location & Zoning

Street Address	2581 S GINGER ST
City	CORNELIUS
State	OR
Zip	97113-7218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	2015-017 PARTITION PLAT, LOT 1, ACRES 0.17
Legal Range	03W
Legal Township	01S
Legal Section	03
Legal Subdivision	2015-017 PARTITION PLAT
Legal Tract	A
Legal Lot Number	1
Jurisdiction	WASHINGTON OR
Township / Civil Division	FOREST GROVE-CORNELIUS
Census Block Group	1
Census Block	1022
Census Tract	32904

Owner

2581 S Ginger St is owned and occupied by two individuals who bought it in September 2021.

Source: Washington County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 16, 2020	Warranty Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO
Sep 23, 2020	Warranty Deed, Transfer OTHER
Feb 1, 2018	Grant Deed, Mortgage · Line of Credit M&T BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2021 · Amount on File
Deed Sale	Sep 24, 2021 · Amount on File
Prior Sale	Dec 23, 2016 · Amount on File
Deed Document Number	2021102311
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OR
Recording Date	Sep 24, 2021
Property Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218
Document Number	0000102311
Map Reference	DOC 2015021377
Instrument Date	Sep 10, 2021
Instrument	2021-102311
Transaction Type	Transfer
Record Updated	Feb 24, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218

Mortgage

Document Number	0000102312
Date	Sep 24, 2021
Instrument	2021-102312

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OR
Recording Date	Oct 16, 2020
Property Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218
Document Number	0000102753
Instrument Date	Oct 16, 2020
Instrument	102753
Transaction Type	Transfer
Record Updated	Oct 27, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L INS CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1355 N BARLOW ST CORNELIUS OR 971138912, CORNELIUS, OR 97113-8912

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OR
Recording Date	Sep 23, 2020
Property Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218
Document Number	0000092574
Instrument Date	Aug 26, 2020
Instrument	92574
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 61426 VANCOUVER WA 986661426, VANCOUVER, WA 98666-1426

February 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WASHINGTON OR
Recording Date	Feb 1, 2018
Property Address	2581 S GINGER ST, CORNELIUS, OR 97113-7218
Instrument Date	Jan 16, 2018
Instrument	8017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	604 W EVERGREEN BLVD VANCOUVER WA 986603032, VANCOUVER, WA 98660-3032

Mortgage

Document Number	0000008017
Date	Feb 1, 2018
Instrument	8017

Lender

Name	M&T BK
Type	Bank
Address	4949 MEADOWS RD # 500, LAKE OSWEGO, OR 97035-3161

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Jan 31, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2581 S Ginger St was $4,489, up 0.4% from the year before.

Source: Washington County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Washington County
Municipality	Cornelius City
Unified School District	Hillsboro School District 1J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$280,880 (+3%)	$528,450 (-2.14%) Land $224,520 Building $303,930
2025	$4,489.00 (+0.38%)	$272,700 (+3%)	$539,990 (-2.91%) Land $230,520 Building $309,470
2024	$4,472.00 (+9.21%)	$264,760 (+3%)	$556,150 (+4.48%) Land $221,400 Building $334,750
2023	$4,095.00 (+2.79%)	$257,050 (+3%)	$532,320 (+1.03%) Land $216,830 Building $315,490
2022	$3,984.00	$249,570	$526,880 Land $188,550 Building $338,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2581 S Ginger St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 S Ginger St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99.1% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CORNELIUS serves 14,490 people · EPA ID OR4100218
Water Source	Purchased surface water from CITY OF HILLSBORO
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Hunter Communications.

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