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2581 Ridgeway Dr, Jackson, MO 63755 Property Records

Cape Girardeau County property record for 2581 Ridgeway Dr, Jackson, MO 63755 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,428 sqft · built 1999
Lot Size0.184 acres (8,015 sqft)
OwnerCompany Name on File
Last Sale$205,000 (Feb 2021)
Tax Bill$1,411 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN151020023006000000

Property Details

APN / Parcel Number

Primary APN151020023006000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,428 sqft Living Area
Basement Area1,428 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Exterior MaterialVinyl
Construction TypeFrame
Lot Area8,015 sqft (0.184 acres)
Lot Dimensions107 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2581 RIDGEWAY DR
CityJACKSON
StateMO
Zip63755-3250
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 48 SAVANNAH RIDGE PHASE 2 19/17
Legal Range13E
Legal Township31S
Legal Section05
Legal SubdivisionSAVANNAH RIDGE PHASE 2
Legal Lot Number48
JurisdictionCAPE GIRARDEAU MO
Township / Civil DivisionBYRD
Census Block Group2
Census Block2048
Census Tract880501

Owner

Source: Cape Girardeau County records · APN 151020023006000000

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Mar 27, 2026Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE COMMUNITY BANK
Mar 16, 2021Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE COMMUNITY BANK
Apr 29, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST STATE COMMUNITY BANK
Feb 22, 2021Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 22, 2021 · Amount on Record
Deed SaleFeb 22, 2021 · Amount on Record
Deed Document Number20212319
Prior Transfer DateFeb 17, 2021
Prior Transfer Doc0202102321
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202602394
DateMar 27, 2026
Instrument2026-02394
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202103614
DateMar 16, 2021
Instrument2021-03614
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE GIRARDEAU MO
Property Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250
Transaction TypeMortgage
Record UpdatedMar 10, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004560
DateApr 29, 2020
Instrument2020-04560
Lender
NameFIRST STATE COMMUNITY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2050
Interest
Rate TypeFixed Rate

February 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE GIRARDEAU MO
Recording DateFeb 22, 2021
Property Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250
Document Number0202102321
Map ReferencePB 19 PG 17
Instrument DateFeb 17, 2021
Instrument2021-02321
Transaction TypeTransfer
Record UpdatedNov 21, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250

Transferred To (Grantee/Buyer)

NameVerified Name
Address2581 RIDGEWAY DR, JACKSON, MO 63755-3250

Tax Assessment & Valuation

Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyCape Girardeau County
MunicipalityJackson City
Unified School DistrictJackson R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$27,610 (-) Land $3,840 Building $23,770$145,335 (-) Land $20,222 Building $125,113
2025$1,411.00 (+5.06%)$27,610 (+4.98%) Land $3,840 Building $23,770$145,335 (+5%) Land $20,222 Building $125,113
2023$1,343.00$26,300 Land $3,660 Building $22,640$138,414 Land $19,259 Building $119,155

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cape Girardeau County (29031C), updated January 19, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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