2581 Pleasant St, Dekalb, IL 60115 Property Records

DeKalb County property record for 2581 Pleasant St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.465 acres (20,250 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Mar 2020)
Tax Bill	$4,599 (2024)
Deeds & Mortgages	Mar 2020 Sale & Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-24-227-006`

Property Details

APN / Parcel Number

Primary APN	`08-24-227-006`

Exterior

Lot Area	20,250 sqft (0.465 acres)
Lot Dimensions	150 ft deep x 135 ft wide

Location & Zoning

Account Number	0824227006
Street Address	2581 PLEASANT ST
City	DEKALB
State	IL
Zip	60115-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDR
Legal Description	WILLIAM OMALLEY SUB - LOT 8 & VAC STREET E & ADJ
Legal Subdivision	WILLIAM OMALLEY SUB
Legal Lot Number	8
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	2
Census Block	2094
Census Tract	800

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2581 PLEASANT ST, DEKALB, IL 60115-8464
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2020	Warranty Deed, Transfer · Conventional with PMI FIRST NAT'L BK/OMAHA
Feb 20, 2017	Deed of Trust, Mortgage · Conventional with PMI VLOAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 11, 2020 · Amount on Record
Deed Sale	Mar 11, 2020 · Amount on Record
Deed Document Number	20202184
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Mar 11, 2020
Property Address	2581 PLEASANT ST, DEKALB, IL 60115-8464
Document Number	0000002184
Instrument Date	Mar 6, 2020
Instrument	2184
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2581 PLEASANT ST DEKALB IL 601158464, DEKALB, IL 60115-8464

Mortgage

Document Number	2185
Date	Mar 11, 2020
Instrument	2185

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197-3165

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	2581 PLEASANT ST, DEKALB, IL 60115-8464
Document Number	0000002344
Instrument Date	Feb 20, 2017
Transaction Type	Mortgage
Record Updated	Apr 3, 2017
Title Company	PRIORITY TITLE COMPANY, SPIRIT TITLE AND ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2581 PLEASANT ST DEKALB IL 601158464, DEKALB, IL 60115-8464

Mortgage

Document Number	0000002344
Date	Mar 13, 2017
Instrument	2344

Lender

Name	VLOAN
Address	CLEVELAND, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,286 (+25.6%) Land $13,665 Building $64,621	$234,858 (+25.6%) Land $40,995 Building $193,863
2024	$4,599.00
2023		$62,331 Land $10,880 Building $51,451	$186,993 Land $32,640 Building $154,353

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	3 of 5
Most Recent Claim	May 2011 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Aug 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

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