2581 Paces Ferry Rd N, Orange Park, FL 32073 Property Records

Clay County property record for 2581 Paces Ferry Rd N, Orange Park, FL 32073

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,557 sqft · built 1973
Lot Size	0.275 acres (11,979 sqft)
Owner	Individual Name on Record
Tax Bill	$2,249 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-04-26-013516-000-00`

Property Details

APN / Parcel Number

Primary APN	`42-04-26-013516-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,557 sqft Heated Area
Gross Area	3,303 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,979 sqft (0.275 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Garage Area	462 sqft
Pool Area	544 sqft
Porch	Porch
Porch Area	284 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2581 PACES FERRY RD N
City	ORANGE PARK
State	FL
Zip	32073-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Description	LOT 26 & E 2' OF LOT 27 BLK 3LAKESIDE ESTATES UNIT 5 AS RECO R 2781 PG 133
Legal Range	26
Legal Township	04
Legal Section	42
Legal Subdivision	LAKESIDE ESTATES
Legal Block	3
Legal Lot Number	26,27
Legal Unit	5
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2007
Census Tract	30801

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2581 PACES FERRY RD N, ORANGE PARK, FL 32073-6522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 6, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2025
Deed Sale	Jul 8, 2025
Prior Sale	Oct 14, 2005 · Amount on Record
Deed Document Number	2006060077
Deed Book / Page	2781 / 0133
Prior Transfer Date	Aug 28, 2006
Prior Transfer Doc	2006060077
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2581 PACES FERRY RD N, ORANGE PARK, FL 32073-6522
Transaction Type	Mortgage
Record Updated	Sep 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 PACES FERRY RD N, ORANGE PARK, FL 32073-6522

Mortgage

Document Number	0045031039
Date	Sep 1, 2021
Book Page	4503/1039
Instrument	2021055002

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2581 PACES FERRY RD N, ORANGE PARK, FL 32073-6522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 RACES FERRY RD N, ORANGE PARK, FL 32073

Mortgage

Document Number	0043731354
Date	Nov 6, 2020
Book Page	4373/1354
Instrument	2020058246

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	205 Months
Due	Dec 1, 2037

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,249.00 (-6.6%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$192,645 (+5.99%)	$394,920 (+5.44%) Land $45,000 Building $349,920
2023	$2,408.00 (+8.52%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$181,764 (+3%)	$374,549 (+16.08%) Land $45,000 Building $329,549
2022	$2,219.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$176,470	$322,654 Land $25,000 Building $297,654

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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