2581 Mill Pond Dr, Sterling Heights, MI 48314 Property Records

Macomb County property record for 2581 Mill Pond Dr, Sterling Heights, MI 48314

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,559 sqft · built 1990
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Jul 2020)
Tax Bill	$10,296 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-10-07-327-012`

Property Details

APN / Parcel Number

Primary APN	`10-10-07-327-012`
Alternative APN	`1007327012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,559 sqft Living Area
1st Floor Area	1,459 sqft
Basement Area	1,471 sqft
Unfinished Basement	1,471 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	130 ft deep x 114 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2581 MILL POND DR
City	STERLING HEIGHTS
State	MI
Zip	48314-3743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-80
Legal Description	PINEBROOK NORTH SUBDIVISION LOT 35
Legal Subdivision	PINEBROOK NORTH SUBDIVISION
Legal Lot Number	35
Jurisdiction	MACOMB MI
Township / Civil Division	STERLING HEIGHTS
Census Block Group	1
Census Block	1014
Census Tract	230602

Owner

2581 Mill Pond Dr is owned and occupied by an individual who bought it in July 2020.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	2581 MILL POND DR, STERLING HEIGHTS, MI 48314-3743
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2020 · Amount on File
Deed Sale	Jul 29, 2020 · Amount on File
Deed Document Number	202087440
Deed Book / Page	26870 / 552
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 29, 2020
Property Address	2581 MILL POND DR, STERLING HEIGHTS, MI 48314-3743
Document Number	0000087440
Book / Page	26870 / 552
Map Reference	LB 87 PG 30-35
Instrument Date	Dec 15, 2015
Instrument	2087440
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	CENTURY TITLE AGENCY SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,236.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2581 MILL POND DR, 2581, STERLING HEIGHTS, MI 48314-3743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 MILL POND DR, STERLING HEIGHTS, MI 48314-3743

Mortgage

Document Number	0000087441
Date	Jul 29, 2020
Instrument	2087441

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2581 Mill Pond Dr was $10,296.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
Municipality	Sterling Heights City
Unified School District	Utica Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$245,500	$491,000
2025	$10,296.00
2023		$185,000	$370,000
2022	$6,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2581 Mill Pond Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 Mill Pond Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF STERLING HEIGHTS serves 127,000 people · EPA ID MI0006385
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20