2581 Madison St, Gary, IN 46407 Property Records

Lake County property record for 2581 Madison St, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 984 sqft · built 1928
Lot Size0.069 acres (3,006 sqft)
OwnerIndividual Name on File
Last Sale$9,000 (Apr 2025)
Tax Bill$2,935 (2024)
Flood ZoneZone X (minimal risk)
APN001-25-46-0199-0027

Property Details

APN / Parcel Number

Primary APN001-25-46-0199-0027
Alternative APNs
  • 45-08-16-426-018.000-004
  • 254601990027

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area984 sqft Living Area
1st Floor Area984 sqft
Basement Area984 sqft

Exterior

Year BuiltBuilt 1928
Effective Year BuiltEffective 1928
Construction TypeBrick
Roof MaterialAsphalt
Lot Area3,006 sqft (0.069 acres)
Lot Dimensions121 ft deep x 25 ft wide
View / LotAlley
Garage Area984 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2581 MADISON ST
CityGARY
StateIN
Zip46407-4048
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description2ND OAK PARK ADD. L.28 BL.42
Legal SubdivisionOAK PARK
Legal Block42
Legal Lot Number28
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group1
Census Block1006
Census Tract12000

Owner

2581 Madison St is owned by an individual who bought it in April 2025.

Source: Lake County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4642 S MOZART ST, CHICAGO, IL 60632-1917
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2025 · Amount on File
Deed SaleApr 17, 2025 · Amount on File
Prior SaleApr 16, 2025 · Amount on File
Deed Document Number202510097
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,700 Land $4,000 Building $3,700$7,700 Land $4,000 Building $3,700
2024$2,935.00
2023$8,200 (+54.72%) Land $3,900 Building $4,300$8,200 (+54.72%) Land $3,900 Building $4,300
2022$50,112.00$5,300 Land $1,500 Building $3,800$5,300 Land $1,500 Building $3,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2581 Madison St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2026)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2581 Madison St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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