Hamilton County property record for 2581 John Gray Rd, Cincinnati, OH 45231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,856 sqft · built 1970 |
| Lot Size | 0.185 acres (8,059 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,859 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 510-0011-0130-00 |
| Primary APN | 510-0011-0130-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,856 sqft Living Area |
| 1st Floor Area | 609 sqft |
| 2nd Floor Area | 1,247 sqft |
| Year Built | Built 1970 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 8,059 sqft (0.185 acres) |
| Lot Dimensions | 95 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 638 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2581 JOHN GRAY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45231-1038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | JACKSON RD 85 X 95 IRR LOT 98 KINGSBRIDGE SUB BLK C |
| Legal Subdivision | KINGSBRIDGE SUB |
| Legal Block | C |
| Legal Lot Number | 98 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 21508 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2581 JOHN GRAY RD, CINCINNATI, OH 45231-1038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 13, 2008 |
| Deed Sale | May 13, 2008 |
| Prior Sale | Oct 28, 2005 |
| Deed Document Number | 155851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2581 JOHN GRAY RD, CINCINNATI, OH 45231-1038 |
| Document Number | 0000012065 |
| Instrument Date | Feb 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2581 JOHN GRAY RD CINCINNATI OH 452311038, CINCINNATI, OH 45231-1038 |
| Document Number | 0000012065 |
|---|---|
| Date | Feb 12, 2018 |
| Book Page | 013603/001545 |
| Instrument | 12065 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 11, 2033 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Colerain Township |
| Unified School District | Northwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,859.00 (+7.88%) | $66,931 (-) Land $9,982 Building $56,949 | |
| 2024 | $3,577.00 (-0.61%) | $66,931 (-) Land $9,982 Building $56,949 | |
| 2023 | $3,599.00 (+14.69%) | $66,931 (+40.66%) Land $9,982 Building $56,949 | $191,230 (+40.66%) Land $28,520 Building $162,710 |
| 2022 | $3,138.00 Homeowner's exemption | $47,583 Land $8,222 Building $39,361 | |
| 2020 | $135,950 Land $23,490 Building $112,460 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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