2581 Harmony Ln, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 2581 Harmony Ln, Fort Mitchell, KY 41017

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,858 sqft · built 1956
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$211,000 (Aug 2015)
Tax Bill	$3,402 (2025)
Deeds & Mortgages	Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`029-10-00-811.00`

Property Details

APN / Parcel Number

Primary APN	`029-10-00-811.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,858 sqft Finished Area
Gross Area	2,781 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	150 ft deep x 55 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	2581 HARMONY LN
City	FT MITCHELL
State	KY
Zip	41017-2141
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BELLE MONTE S PT LOTS 23-24
Legal Subdivision	BELLE-MONTE REALTY CO
Legal Lot Number	23,24
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	64600

Owner

2581 Harmony Ln is owned and occupied by two individuals who bought it in August 2015.

Source: Kenton County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2581 HARMONY LN, FT MITCHELL, KY 41017-2141
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2015 · Amount on File
Deed Sale	Aug 11, 2015 · Amount on File
Prior Sale	Feb 3, 2009 · Amount on File
Deed Document Number	201508 11 059 00126
Deed Book / Page	5712 / 228
Prior Transfer Date	Mar 8, 2014
Prior Transfer Doc	0000000106
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	2581 HARMONY LN, LAKESIDE PARK, KY 41017-2141
Document Number	0000000232
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	AGILITY CLOSING AND TITLE SERVICES I, AGILITY CLOSING & TITLE SVCS I

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 HARMONY LN LAKESIDE PARK KY 410172141, LAKESIDE PARK, KY 41017-2141

Mortgage

Document Number	0000000232
Date	Jan 15, 2021
Book Page	00M155/000067
Instrument	232

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 14, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2581 Harmony Ln was $3,402.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Lakeside Park City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$343,300 (-) Land $45,000 Building $298,300	$343,300 (-) Land $45,000 Building $298,300
2025	$3,402.00	$343,300 Land $45,000 Building $298,300	$343,300 Land $45,000 Building $298,300
2023	$3,659.00	$343,300 Land $45,000 Building $298,300	$343,300 Land $45,000 Building $298,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2581 Harmony Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 Harmony Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20