2581 E Water Rd, Byron, IL 61010 Property Records

Ogle County property record for 2581 E Water Rd, Byron, IL 61010 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 2004
Square Footage2,245 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2018)
Tax Bill$8,195.00 (2025)

Owner

Source: Ogle County records · APN 04-24-400-020

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2581 E WATER RD, BYRON, IL 61010-9607
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2023Deed of Trust, Mortgage · Line of Credit
BYRON BANK
Jun 22, 2018Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
May 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
BYRON BANK
Jun 06, 2018Warranty Deed, Transfer · Conventional Mortgage
BYRON BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 06, 2018 · Amount on Record
Deed SaleJun 06, 2018 · Amount on Record
Prior SaleJun 12, 2013 · Amount on Record
Deed Doc Number20183038
Prior Transfer DateMay 15, 2013
Prior Transfer Doc0000004537
Record RefreshedJun 08, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address2581 E WATER RD, BYRON, IL 61010-9607
Transaction TypeMortgage
Record UpdatedAug 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003478
DateAug 08, 2023
Instrument202303478
Lender
NameBYRON BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.25%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address2581 E WATER RD, BYRON, IL 61010-9607
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003364
DateJun 22, 2018
Instrument201803364
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOGLE IL
Property Address2581 E WATER RD, BYRON, IL 61010-9607
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002860
DateMay 13, 2020
Instrument202002860
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMay 01, 2035
Interest
Rate TypeFixed Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOGLE IL
Recording DateJun 06, 2018
Property Address2581 E WATER RD, BYRON, IL 61010-9607
Document Number0000003038
Instrument DateJun 01, 2018
Instrument201803038
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2581 E WATER RD, BYRON, IL 61010-9607

Mortgage

Document Number0000003039
DateJun 06, 2018
Instrument201803039
Lender
NameBYRON BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 01, 2033
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Ogle County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyOgle County
County SubdivisionByron Township
Unified School DistrictByron Community Unit School District 226 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,195.00 (+17.98%)$123,460 (+16.21%) Land $22,599 Building $100,861$370,380 (+16.21%) Land $67,797 Building $302,583
2023$106,235 Land $19,446 Building $86,789$318,705 Land $58,338 Building $260,367
2022$6,946.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ogle County (17141C), updated December 30, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 21% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN04-24-400-020

Interior

Building Area2,245 sqft Living Area
Basement Area1,720 sqft Basement
Stories2 Stories

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area87,120 sqft (2 acres)

Location & Zoning

Street Address2581 E WATER RD
CityBYRON
StateIL
Zip61010-9607
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 BRANTNER SUB SEC 24-25-10
Legal Range10
Legal Township25
Legal Section24
Legal SubdivisionBRANTNER SUB
Legal Lot Number1
JurisdictionOGLE IL
Minor Civil DivisionBYRON
Census Blockgroup2
Census Block2030
Census Tract960700

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