2581 E Spiess Rd, Acampo, CA 95220 Property Records

San Joaquin County property record for 2581 E Spiess Rd, Acampo, CA 95220

Property Summary

Property Type	Rural Home
Details	4 bd · 2 ba · 2,566 sqft · built 1997
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on Record
Last Sale	$420,000 (Jul 2011)
Tax Bill	$7,041 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-320-170-000`

Property Details

APN / Parcel Number

Primary APN	`005-320-170-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,566 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Other
Construction Type	Wood
Lot Area	87,120 sqft (2 acres)
Garage Type	Mixed
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2581 E SPIESS RD
City	ACAMPO
State	CA
Zip	95220-9487
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	LOT 17 SPIESS RANCHO, UNIT NO. 1
Legal Subdivision	SPIESS RANCHO UNIT #1
Legal Tract	2607
Legal Lot Number	17
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	3
Census Block	3015
Census Tract	4600

Owner

Source: San Joaquin County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 26, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 10, 2019	Quit Claim Deed, Transfer · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 2011 · Amount on Record
Deed Sale	Jul 14, 2011 · Amount on Record
Prior Sale	Oct 10, 2019
Deed Document Number	0000083177
Last Transfer Date	Jul 17, 2020
Transfer Doc	0000085874
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487
Transaction Type	Mortgage
Record Updated	Jul 19, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487

Mortgage

Document Number	0000113341
Date	Jul 6, 2021
Instrument	2021-113341

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jun 11, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487

Mortgage

Document Number	0000053680
Date	Mar 26, 2021
Instrument	2021-053680

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Dec 1, 2049

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jul 17, 2020
Property Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487
Document Number	0000085874
Instrument Date	Feb 24, 2020
Instrument	85874
Transaction Type	Transfer
Record Updated	Jul 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2581 E SPIESS RD ACAMPO CA 952209487, ACAMPO, CA 95220-9487

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 10, 2019
Property Address	2581 E SPIESS RD, ACAMPO, CA 95220-9487
Document Number	0000115457
Instrument Date	Oct 1, 2019
Instrument	115457
Transaction Type	Transfer
Record Updated	Oct 29, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2581 E SPLESS RD ACAMPO CA 95220, ACAMPO, CA 95220

Mortgage

Document Number	114565
Date	Oct 10, 2019
Instrument	114565

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,041.00 (+14.99%) Homeowner's exemption	$527,530 (+4.04%) Land $157,000 Building $370,530
2023	$6,123.00 (+3.9%) Homeowner's exemption	$507,047 Land $150,904 Building $356,143
2022	$5,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Matrix Broadband.

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