2581 Ayers Rd, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 2581 Ayers Rd, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,878 sqft · built 1985
Lot Size	5.05 acres (219,978 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$5,974 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1485-070`

Property Details

APN / Parcel Number

Primary APN	`1485-070`
Alternative APNs	`268906000400010520000000` `572689 60.04-1-52`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,878 sqft Living Area
1st Floor Area	1,263 sqft
Upper Floors Area	615 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Lot Area	219,978 sqft (5.05 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	250 sqft
Porch	Slab
Porch Area	492 sqft
Shed	1 Shed
Cabin	192 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	1485-070
Street Address	2581 AYERS RD
City	PENN YAN
State	NY
Zip	14527-8940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Block	1
Legal Lot Number	52.000
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	2
Census Block	2039
Census Tract	150400

Owner

2581 Ayers Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Yates County and Jerusalem Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2581 AYERS RD, PENN YAN, NY 14527-8940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage CNB MORTGAGE CO
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINGER LAKES FCU
Sep 26, 2019	Deed of Trust, Mortgage · Line of Credit FINGER LAKES FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Deed Document Number	20217132
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Dec 20, 2021
Property Address	2581 AYERS RD, PENN YAN, NY 14527-8940
Document Number	0020217132
Instrument Date	Nov 8, 2021
Instrument	2021-7132
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2561 AYERS RD, 2561, PENN YAN, NY 14527-8940

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3551 GENESIS DR, KEUKA PARK, NY 14478-9786

Mortgage

Document Number	0020217133
Date	Dec 20, 2021
Instrument	2021-7133

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	2581 AYERS RD, PENN YAN, NY 14527-8940
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20202902
Date	Nov 17, 2020
Instrument	2020-2902

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YATES NY
Property Address	2581 AYERS RD, PENN YAN, NY 14527-8940
Transaction Type	Mortgage
Record Updated	Oct 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1136/032
Date	Sep 26, 2019
Book Page	MT 1136/032
Instrument	2019-00002216

Lender

Name	FINGER LAKES FCU
Type	Credit Union
Address	GENEVA, NY 14456

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 25, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 2581 Ayers Rd was $5,974, up 1.7% from the year before.

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,974.00 (+1.7%)
2025	$5,874.00	$417,200 Land $56,200 Building $361,000	$443,830 Land $59,787 Building $384,043
2023		$308,900 Land $39,200 Building $269,700	$363,412 Land $46,118 Building $317,294
2020	$4,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2581 Ayers Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1996–2015)
Claims Outside the SFHA	1 of 8
Most Recent Claim	Apr 2015 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2581 Ayers Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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