Comal County property record for 2580 Elm Cir, Spring Branch, TX 78070
| Property Type | Commercial |
|---|---|
| Details | 2.5 ba · 2,546 sqft · built 2019 |
| Lot Size | 12.5 acres (544,500 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,820 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-0157-0020-03 |
| Primary APN | 74-0157-0020-03 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,546 sqft Gross Area |
| 1st Floor Area | 1,876 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stone |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 544,500 sqft |
| Garage Type | Carport |
| Garage Area | 672 sqft |
| Carport | Carport |
| Carport Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Covered Porch |
| Shed | 1 Shed |
| Shed Area | 600 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Street Address | 2580 ELM CIR |
|---|---|
| City | SPRING BRANCH |
| State | TX |
| Zip | 78070-3308 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A-157 SUR-413 S FISK, ACRES 12.5, A-974 SUR-844 H WEHE, A-894 SUR-844 H WEHE A-974 SUR-844 H WEHE, A-894 SUR-844 H WEHE |
| Legal Subdivision | A-157 SUR-413 S FISK |
| Legal Block | 1 |
| Jurisdiction | COMAL TX |
| Township / Civil Division | CANYON LAKE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 310702 |
2580 Elm Cir, a commercial property, is owned and occupied by two individuals who acquired it in January 2008.
Source: Comal County records, as of September 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 147, BULVERDE, TX 78163-0147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 17, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST UNITED BANK & TRUST CO |
| May 1, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage FIRST UNITED BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 21, 2008 |
| Transfer Doc | 0006002819 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | Apr 17, 2020 |
| Property Address | 2580 ELM CIR, SPRING BRANCH, TX 78070-3308 |
| Document Number | 0006014144 |
| Map Reference | VOL 932 PG 327-329 |
| Instrument Date | Apr 16, 2020 |
| Instrument | 202006014144 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2022 |
| Title Company | CHICAGO TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2580 ELM CIR, SPRING BRANCH, TX 78070-3308 |
| Document Number | 0006014145 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | 202006014145 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | COMAL TX |
| Recording Date | May 1, 2019 |
| Property Address | 2580 ELM CIR, SPRING BRANCH, TX 78070-3308 |
| Instrument Date | May 1, 2019 |
| Instrument | 6014852 |
| Transaction Type | Construction Loan |
| Record Updated | May 10, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2580 ELM CIR SPRING BRANCH TX 780703308, SPRING BRANCH, TX 78070-3308 |
| Document Number | 0006014852 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 6014852 |
| Name | FIRST UNITED BK |
|---|---|
| Type | Bank |
| Address | DURANT, OK 74701 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Apr 30, 2020 |
The 2025 property tax bill for 2580 Elm Cir was $2,820 with exemptions applied, down 26.6% from the year before.
Source: Comal County assessment roll, as of September 14, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Comal County |
| Unified School District | Comal Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $407,902 (-2.5%) Land $26,290 Building $381,612 | $698,432 (-1.4%) Land $316,820 Building $381,612 | |
| 2025 | $2,820.00 (-26.6%) Homeowner's exemption Senior Citizen's exemption | $418,367 Land $26,250 Building $392,117 | $708,317 Land $316,200 Building $392,117 |
| 2024 | $3,842.00 | ||
| 2023 | $433,850 Land $28,380 Building $405,470 | $746,970 Land $341,500 Building $405,470 | |
| 2022 | $3,560.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2580 Elm Cir in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 26 (1991–2026) |
| Claims Outside the SFHA | 7 of 26 |
| Most Recent Claim | Jul 2026 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2580 Elm Cir is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · above 42% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GVTC Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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