258 Whitlock Rd, Richmond, KY 40475 Property Records

Madison County property record for 258 Whitlock Rd, Richmond, KY 40475

Property Summary

Property Type	Mobile Home
Details	1,125 sqft
Lot Size	1.4 acres (60,984 sqft)
Owner	Individual Name on Record
Last Sale	$152,000 (Aug 2022)
Tax Bill	$1,433 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0018-0000-0063`

Property Details

APN / Parcel Number

Primary APN	`0018-0000-0063`
Alternative APNs	`101252` `138485` `68479`

Interior

Stories	1 Story
Building Area	1,125 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	60,984 sqft (1.4 acres)
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	68479
Street Address	258 WHITLOCK RD
City	RICHMOND
State	KY
Zip	40475-9497
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 1
Legal Lot Number	1
Jurisdiction	MADISON KY
Township / Civil Division	COTTONBURG-VALLEY VIEW
Census Block Group	1
Census Block	1022
Census Tract	10801

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	258 WHITLOCK RD, RICHMOND, KY 40475-9497
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2022 · Amount on Record
Deed Sale	Aug 22, 2022 · Amount on Record
Deed Document Number	2014107745
Deed Book / Page	D828 / 176
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Aug 22, 2022
Property Address	258 WHITLOCK RD, RICHMOND, KY 40475-9497
Document Number	00D828/176
Book / Page	D828 / 176
Map Reference	MB 18 SL 62
Instrument Date	Aug 3, 2022
Instrument	2014107745
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	ROCKET TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$152.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2146 FAYETTE DR, 2146, RICHMOND, KY 40475-3220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 WHITLOCK RD, RICHMOND, KY 40475-9497

Mortgage

Document Number	2014107747
Date	Aug 22, 2022
Instrument	2014107747

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,433.00 (-2.78%) Additional exemption filed	$152,000 (-)	$152,000 (-)
2023	$1,474.00	$152,000	$152,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	10 (2015–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Jun 2026 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Jun 2026 · 6 claims Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people · EPA ID KY0760672
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000