258 Prospect St, #260, Fall River, MA 02720 Property Records

Bristol County and Fall River City property record for 258 Prospect St, #260, Fall River, MA 02720

Property Summary

Property Type	Exempt (Full or Partial)
Details	8 bd · 3 ba · 4,928 sqft · built 1900
Lot Size	0.228 acres (9,945 sqft)
Owner	Individual Name on Record
Last Sale	$339,000 (Jan 2021)
Tax Bill	$7,631 (2021)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`FALL M:0M-24 B:0000 L:0001`

Property Details

APN / Parcel Number

Primary APN	`FALL M:0M-24 B:0000 L:0001`
Alternative APN	`M:0M=24 B:0000 L:0001`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Total Rooms	18 Rooms
Units	2 Units
Stories	3 Stories
Building Area	4,928 sqft Total Area
Gross Area	8,504 sqft
Basement Area	1,999 sqft
Unfinished Basement	1,999 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Other
Lot Area	9,945 sqft (0.228 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	258 PROSPECT ST, 260
City	FALL RIVER
State	MA
Zip	02720-3416
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	S
Legal Lot Number	1
Jurisdiction	FALL RIVER MA
Township / Civil Division	FALL RIVER
Census Block Group	2
Census Block	2014
Census Tract	641800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Highlands Historic District listed 1983 · 322 contributing resources · NRIS 83000677

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bristol County and Fall River City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1391 NARRAGANSETT BLVD, CRANSTON, RI 02905-5122
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · ARM BANKERS
Jun 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BAYCOAST BANK
Jul 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage CITIZENS BANK
Jan 19, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVOY MORTGAGE LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2021 · Amount on Record
Deed Sale	Jan 19, 2021 · Amount on Record
Prior Sale	Nov 15, 1993 · Amount on Record
Deed Document Number	20211131
Deed Book / Page	10403 / 337
Prior Transfer Date	Jan 8, 2021
Prior Transfer Doc	010403-337
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Recording Date	Jun 3, 2026
Property Address	258 PROSPECT ST, 260, FALL RIVER, MA 02720-3416
Document Number	0000007529
Book / Page	12073 / 264
Instrument Date	May 29, 2026
Instrument	20267529
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 PROSPECT ST, 260, FALL RIVER, MA 02720-3416

Mortgage

Document Number	0000007529,
Date	Jun 3, 2026
Book Page	12073/264
Instrument	20267529

Lender

Name	BANKERS

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Initial Type	Adjustable Rate
Type Change Date	Jun 1, 2033
Index	Other
Margin	3
Max Rate	-1%

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	258-260 PROSPECT ST, FALL RIVER, MA 02720
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00009788-1
Date	Jun 7, 2019
Book Page	9788/1
Instrument	8809

Lender

Name	BAYCOAST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2034

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALL RIVER MA
Property Address	258-260 PROSPECT ST, FALL RIVER, MA 02720
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010183-338
Date	Jul 30, 2020
Book Page	10183/338
Instrument	12944

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2045

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FALL RIVER MA
Recording Date	Jan 19, 2021
Property Address	258-260 PROSPECT ST, FALL RIVER, MA 02720
Document Number	010403-337
Book / Page	10403 / 337
Instrument Date	Jan 8, 2021
Instrument	1131
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	258-260 PROSPECT ST # 1, 1, FALL RIVER, MA 02720

Mortgage

Document Number	0000001132
Date	Jan 19, 2021
Instrument	1132

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bristol County and Fall River City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	Fall River City
Unified School District	Fall River School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$647,400 (+11.74%) Building $647,400
2024		$579,400 (+13.19%) Building $579,400
2023		$511,900 Building $511,900
2021	$7,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALL RIVER WATER DEPARTMENT serves 94,000 people · EPA ID MA4095000
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	12 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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