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258 Piney Ridge Dr, Murphy, NC 28906 Property Records

Cherokee County property record for 258 Piney Ridge Dr, Murphy, NC 28906 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2016
Square Footage1,792 sqft Heated Area
Lot Size274,864 sqft (6.31 acres)
OccupancyOwner Occupied
Tax Bill$1,532.00 (2025)

Property Details

APN / Parcel Number

Primary APN455003436165000
Alternative APN
  • 44049

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,792 sqft Heated Area
Gross Area2,776 sqft Gross Area
1st Floor1,792 sqft 1st Floor
Stories1 Stories
Primary FlooringWood Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area274,864 sqft (6.31 acres)
Lot Width30 ft Width
Parking Spaces1 Parking Spaces
Deck Area424 sqft Deck
Porch Area560 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number44049
Street Address258 PINEY RIDGE DR
CityMURPHY
StateNC
Zip28906-7688
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionFR BRYANT 1062/358 1532/208
JurisdictionCHEROKEE NC
Minor Civil DivisionNOTLA
Census Blockgroup2
Census Block2013
Census Tract930605

Owner

Source: Cherokee County records · APN 455003436165000

Assessment roll updated October 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address258 PINEY RIDGE DR, MURPHY, NC 28906-7688
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Aug 31, 2021Deed of Trust, Mortgage · Line of Credit
MOUNTAIN CU
Nov 14, 2017Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Sep 30, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
MORTGAGE FINANCIAL GROUP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 10, 2006
Deed SaleFeb 10, 2006
Prior SaleSep 01, 2003 · Amount on Record
Deed Doc Number200655819
Deed Book / Page1211 / 126
Last Transfer DateMay 18, 2016
Transfer Doc01539/0829
Record RefreshedJun 08, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address258 PINEY RIDGE DR, MURPHY, NC 28906-7688
Transaction TypeMortgage
Record UpdatedSep 15, 2021
Title CompanySTEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1689/1212
DateAug 31, 2021
Book Page1689/1212
Instrument5836
Lender
NameMOUNTAIN CU
TypeCredit Union
AddressWAYNESVILLE, NC 28786
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueAug 30, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address258 PINEY RIDGE DR, MURPHY, NC 28906-7688
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01574/0211
DateNov 14, 2017
Book Page01574/0211
Instrument05315
Lender
NameUNITED COMMUNITY BANK
TypeBank
AddressBLAIRSVILLE, GA 30514
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 25, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address258 PINEY RIDGE DR, MURPHY, NC 28906-7688
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01624/0827
DateSep 30, 2019
Book Page01624/0827
Instrument04672
Lender
NameMORTGAGE FINANCIAL GROUP INC
TypeMortgage Company
AddressTAVARES, FL 32778
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,532.00$219,160 (-)$219,160 (-) Land $28,520 Building $190,640
2023$219,160$219,160 Land $28,520 Building $190,640

Flood & Wildfire

258 Piney Ridge Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Cherokee County (37039C), updated February 5, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesModerate
55th percentile of exposed land nationally · 77th in North Carolina
Wildfire LikelihoodModerate — about 1 in 769 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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