258 Oconee Ln, Commerce, GA 30529 Property Records

Jackson County property record for 258 Oconee Ln, Commerce, GA 30529

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,507 sqft · built 2003
Lot Size	1.51 acres (65,776 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Mar 2016)
Tax Bill	$3,805 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`036 036`

Property Details

APN / Parcel Number

Primary APN	`036 036`
Alternative APN	`11595`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,507 sqft Heated Area
1st Floor Area	1,568 sqft
Attic Area	350 sqft
Basement Area	1,568 sqft
Finished Basement	1,568 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	65,776 sqft (1.51 acres)
Garage Type	Attached
Garage Area	377 sqft
Porch	Enclosed Porch
Porch Area	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	11595
Old Parcel Number	036 036
Street Address	258 OCONEE LN
City	COMMERCE
State	GA
Zip	30529-4143
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 7 OCONEE POINTE PHASE 1
Legal Subdivision	OCONEE PTE PH I
Legal Phase	1
Legal Lot Number	7
Jurisdiction	JACKSON GA
Township / Civil Division	COMMERCE
Census Block Group	1
Census Block	1104
Census Tract	10300

Owner

Source: Jackson County records, as of February 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	258 OCONEE LN, COMMERCE, GA 30529-4143
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE
Jan 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage SPROUT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on Record
Deed Sale	Mar 1, 2016 · Amount on Record
Deed Document Number	000072V424
Deed Book / Page	72V / 424
Last Transfer Date	Mar 7, 2016
Transfer Doc	00072V0424
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	258 OCONEE LN, COMMERCE, GA 30529-4143
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 OCONEE LN, COMMERCE, GA 30529-4143

Mortgage

Document Number	00094N0000000486
Date	Mar 4, 2021
Book Page	000000094N/0000000486

Lender

Name	FREEDOM MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	258 OCONEE LN, COMMERCE, GA 30529-4143
Transaction Type	Mortgage
Record Updated	Apr 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 OCONEE LN, COMMERCE, GA 30529-4143
Investor	Possibly a Property Investor

Mortgage

Document Number	00100I0000000309
Date	Jan 10, 2022
Book Page	000000100I/0000000309

Lender

Name	SPROUT MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,805.00 (-1.09%)	$152,880 (-) Land $20,000 Building $132,880	$382,200 (-) Land $50,000 Building $332,200
2024	$3,847.00 (+7.43%)	$152,880 (+10.4%) Land $20,000 Building $132,880	$382,200 (+10.4%) Land $50,000 Building $332,200
2023	$3,581.00 (+7.51%)	$138,480 (+19.21%) Land $20,000 Building $118,480	$346,200 (+19.21%) Land $50,000 Building $296,200
2022	$3,331.00	$116,160 Land $20,000 Building $96,160	$290,400 Land $50,000 Building $240,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 14, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 11,340 people · EPA ID GA1570001
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TruVista Communications Fiber	5,000 / 5,000

May also be available: Windstream.

Cell Coverage

4G LTE only, no 5G reported

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