258 N Monroe St, Waterloo, WI 53594 Property Records

Jefferson County property record for 258 N Monroe St, Waterloo, WI 53594

Property Summary

Property Type	Single Family Home
Lot Size	0.76 acres (33,106 sqft)
Owner	2 Owner Names on Record
Last Sale	$139,900 (Dec 2009)
Tax Bill	$5,757 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`290-0813-0533-050`

Property Details

APN / Parcel Number

Primary APN	`290-0813-0533-050`

Exterior

Lot Area	33,106 sqft (0.76 acres)

Location & Zoning

Street Address	258 N MONROE ST
City	WATERLOO
State	WI
Zip	53594-1127
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 10&11,EX W165FT LOT 11. ALSO ROW OVER S10FT OF W165 FT LOT 11. BLK 3, 1ST ADD
Legal Range	13E
Legal Township	08N
Legal Section	05
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	1ST ADD
Legal Block	3
Legal Lot Number	10-11 11
Jurisdiction	JEFFERSON WI
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2016
Census Tract	100400

Owner

Source: Jefferson County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	258 N MONROE ST, WATERLOO, WI 53594-1127
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 6, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 10, 2009 · Amount on Record
Deed Sale	Dec 10, 2009 · Amount on Record
Deed Document Number	1269988
Last Transfer Date	Dec 11, 2009
Transfer Doc	0001269988
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	258 N MONROE ST, WATERLOO, WI 53594-1127
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001474353
Date	Jun 1, 2023
Instrument	1474353

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2053

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WI
Property Address	258 N MONROE ST, WATERLOO, WI 53594-1127
Document Number	0001400246
Instrument Date	Aug 6, 2018
Transaction Type	Mortgage
Record Updated	Sep 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	258 N MONROE ST WATERLOO WI 535941127, WATERLOO, WI 53594-1127

Mortgage

Document Number	0001400246
Date	Aug 13, 2018
Instrument	1400246

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Jefferson County
Municipality	Waterloo City
Unified School District	Waterloo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,757.00 (+52.79%) Homeowner's exemption	$314,200 (+67.22%) Land $63,000 Building $251,200	$346,700
2023	$3,768.00 Homeowner's exemption	$187,900 Land $50,000 Building $137,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 88% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATERWORKS serves 3,520 people · EPA ID WI1280115
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Oct 2019 Lead public education Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Bertram Communications Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Netwurx.

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