258 N Lake Dr, Watertown, SD 57201 Property Records

Codington County property record for 258 N Lake Dr, Watertown, SD 57201

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1993
Lot Size0.445 acres (19,404 sqft)
OwnerTrust Name on File
Tax Bill$6,170 (2026)
Flood ZoneZone AE (high risk)
APN006990

Property Details

APN / Parcel Number

Primary APN006990

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Lot Area19,404 sqft (0.445 acres)
Lot Dimensions308 ft deep x 62.5 ft wide

Location & Zoning

Street Address258 N LAKE DR
CityWATERTOWN
StateSD
Zip57201-5508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionW1/2 LOT 7 & ALL LOTS 8-9 DEXTER PLACE
Legal BlockNULL
Legal Lot Number7-9
JurisdictionCODINGTON SD
Township / Civil DivisionWATERTOWN
Census Block Group3
Census Block3000
Census Tract954502

Owner

258 N Lake Dr is held in a trust since January 2009.

Source: Codington County records, as of August 18, 2026

Owner of RecordTrust Name on File
Mailing Address1375 390TH ST, ODESSA, MN 56276-2501
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 20, 2009
Transfer Doc00423/1395
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 258 N Lake Dr was $6,170, up % from the year before.

Source: Codington County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyCodington County
MunicipalityWatertown City
Unified School DistrictWatertown School District 14-4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$6,170.00 (+0.02%)$454,766 (-) Land $276,432 Building $178,334
2025$6,169.00 (+0.54%)$454,766 Land $276,432 Building $178,334
2024$6,136.00
2023$378,972 Land $230,360 Building $148,612
2022$5,495.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 258 N Lake Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 4, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation1,725.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 119 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies124 units insured
incl. 5 condo units
Nearby Flood Claims358 (1979–2023)
Claims Outside the SFHA177 of 358
Most Recent ClaimApr 2023 · Flooding
Claims by Event
  • Flooding, Apr 2023 · 68 claims
  • Severe Winter Storms, Flooding, And Ice Jams, Apr 2001 · 54 claims
  • Severe Flooding, Sever Winter Storms,heavy Rains High Winds, Apr 1997 · 145 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 N Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 90% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN MUNICIPAL UTILITIES
serves 23,230 people · EPA ID SD4600356
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber · Cable
5,000 / 5,000
Midco
Cable
1,250 / 60
GigFire
Fixed Wireless
150 / 130

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