258 Morse St, Coldwater, MI 49036 Property Records

Branch County property record for 258 Morse St, Coldwater, MI 49036

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,471 sqft · built 2006
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on Record
Last Sale$36,300 (May 2005)
Tax Bill$3,415 (2025)
Deeds & MortgagesJul 2020 Mortgage
Mar 2024 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APN302-000-000-333-03

Property Details

APN / Parcel Number

Primary APN302-000-000-333-03

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,471 sqft Living Area
1st Floor Area2,471 sqft
Basement Area2,471 sqft
Unfinished Basement2,471 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleModular
Lot Area41,818 sqft (0.96 acres)
Garage Area954 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address258 MORSE ST
CityCOLDWATER
StateMI
Zip49036-1477
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOM AT NW COR OF E 1/2 OF SE 1/4 SEC 15 ALSO BEING CEN LI INT OF SEELEY & MORSE STS TH DUE S 359.50 FT ALG CEN LI MORSE ST TO
JurisdictionBRANCH MI
Township / Civil DivisionCOLDWATER
Census Block Group1
Census Block1013
Census Tract951400

Owner

Source: Branch County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address258 MORSE ST, COLDWATER, MI 49036-1477
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOUTHERN MICHIGAN BANK & TRUST
Mar 27, 2024Intrafamily Transfer, Transfer
Mar 27, 2024Intrafamily Transfer, Transfer
Mar 27, 2024Intrafamily Transfer, Transfer
Mar 27, 2024Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 23, 2005 · Amount on Record
Deed SaleMay 23, 2005 · Amount on Record
Deed Document Number20054709
Deed Book / Page1076 / 245
Last Transfer DateJul 23, 2009
Transfer Doc0202401283
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBRANCH MI
Property Address258 MORSE ST, COLDWATER, MI 49036-1477
Transaction TypeMortgage
Record UpdatedApr 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202004696
DateJul 24, 2020
Instrument2020-04696
Lender
NameSOUTHERN MICHIGAN BANK & TRUST
TypeBank
AddressCOLDWATER, MI 49036
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035
Interest

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateMar 27, 2024
Property Address258 MORSE ST, COLDWATER, MI 49036-1477
Document Number0202401289
Instrument DateMar 26, 2024
Instrument2024-01289
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 MORSE ST, COLDWATER, MI 49036-1477

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateMar 27, 2024
Property Address258 MORSE ST, COLDWATER, MI 49036-1477
Document Number0202401285
Instrument DateMar 26, 2024
Instrument2024-01285
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 MORSE ST, COLDWATER, MI 49036-1477

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateMar 27, 2024
Property Address258 MORSE ST, COLDWATER, MI 49036-1477
Document Number0202401283
Instrument DateJul 23, 2009
Instrument2024-01283
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address258 MORSE ST, COLDWATER, MI 49036-1477

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBRANCH MI
Recording DateMar 27, 2024
Property Address258 MORSE ST, COLDWATER, MI 49036-1477
Document Number0202401287
Instrument DateJul 23, 2009
Instrument2024-01287
Transaction TypeTransfer
Record UpdatedApr 11, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 MORSE ST, COLDWATER, MI 49036-1477

Tax Assessment & Valuation

Source: Branch County assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBranch County
MunicipalityColdwater City
Unified School DistrictColdwater Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$197,700 (+35.5%)$395,400 (+35.5%)
2025$3,415.00 (+3.67%)$145,900 (+20.73%)$291,800 (+20.73%)
2024$3,294.00
2023$120,850$241,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOLDWATER
serves 13,822 people · EPA ID MI0001500
Water SourceGroundwater
Last State InspectionOct 2021
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Coldwater Board of Public Utilities
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: Verizon.

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