St. Charles County property record for 258 Montecito Ter, Saint Peters, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,038 sqft · built 2006 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $336,200 (Aug 2020) |
| Tax Bill | $6,303 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Sep 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | T053000026 |
| Primary APN | T053000026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,038 sqft Living Area |
| Gross Area | 5,000 sqft |
| 1st Floor Area | 1,542 sqft |
| Basement Area | 1,542 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Siding |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 118 sqft |
| Deck Area | Deck Area |
| Patio Area | 144 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T053000026 |
|---|---|
| Street Address | 258 MONTECITO TER |
| City | SAINT PETERS |
| State | MO |
| Zip | 63304-5650 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTECITO LOT 13D |
| Legal Subdivision | MONTECITO |
| Legal Lot Number | 13D |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 311103 |
Source: St. Charles County records, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 258 MONTECITO TER, SAINT PETERS, MO 63304-5650 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Sep 27, 2017 | Loan Modification, Mortgage JEFFERSON BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2020 · Amount on Record |
| Deed Sale | Aug 7, 2020 · Amount on Record |
| Prior Sale | Oct 31, 2016 · Amount on Record |
| Deed Document Number | 2020565510 |
| Deed Book / Page | 7366 / 584 |
| Prior Transfer Date | Sep 16, 2015 |
| Prior Transfer Doc | 0064230966 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 7, 2020 |
| Property Address | 258 MONTECITO TER, SAINT PETERS, MO 63304-5650 |
| Document Number | 0073660584 |
| Book / Page | 7366 / 584 |
| Map Reference | MB 41 PG 95 |
| Instrument Date | Jul 31, 2020 |
| Instrument | 20200807000565510 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | CONTINENTAL TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 258 MONTECITO TER, SAINT PETERS, MO 63304-5650 |
| Investor | Possibly a Property Investor |
| Document Number | 20200807000565530 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 20200807000565530 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 258 MONTECITO TER, SAINT PETERS, MO 63304-5650 |
| Document Number | 0068231105 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 6423 FORDYCE BLUFFS DR ST LOUIS MO 631295062, ST LOUIS, MO 63129-5062 |
| Document Number | 0068231105 |
|---|---|
| Date | Oct 16, 2017 |
| Book Page | 006823/001105 |
| Instrument | 647860 |
| Name | JEFFERSON BK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63103 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | Oct 15, 2019 |
Source: St. Charles County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Peters City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,303.00 (+7.58%) | $94,026 (+8.24%) | $494,874 (+8.24%) Land $58,334 Building $436,540 |
| 2024 | $5,859.00 | ||
| 2023 | $86,871 | ||
| 2022 | $457,216 Land $42,778 Building $414,438 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 94% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST PETERS PWS serves 52,575 people · EPA ID MO6010719 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Mar 2023 |
| Also Mapped Here | MO AMERICAN ST LOUIS ST CHARLES COUNTIES |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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