258 Michael St, West Plains, MO 65775 Property Records

Howell County property record for 258 Michael St, West Plains, MO 65775

Property Summary

Property Type	Single Family Home
Details	1,920 sqft · built 2002
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$58,000 (Aug 2018)
Tax Bill	$562 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-3.1-08-000-000-062.00000`

Property Details

APN / Parcel Number

Primary APN	`15-3.1-08-000-000-062.00000`

Interior

Building Area	1,920 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Lot Area	45,738 sqft
Lot Dimensions	206 ft deep x 300 ft wide

Location & Zoning

Street Address	258 MICHAEL ST
City	WEST PLAINS
State	MO
Zip	65775-5176
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 1, 2, & 3
Legal Range	08W
Legal Township	24N
Legal Section	08
Legal Subdivision	VALLEY VIEW SUB 57
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	HOWELL MO
Township / Civil Division	HOWELL
Census Block Group	2
Census Block	2014
Census Tract	90700

Owner

Source: Howell County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	258 MICHAEL ST, WEST PLAINS, MO 65775-5176
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage WEST PLAINS BANK & TRUST CO
Jul 14, 2020	Deed of Trust, Mortgage · Construction Mortgage WEST PLAINS BANK & TRUST CO
Aug 21, 2018	Special Warranty Deed, Transfer · Conventional Mortgage WEST PLAINS BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2018 · Amount on Record
Deed Sale	Aug 21, 2018 · Amount on Record
Deed Document Number	20183490
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	258 MICHAEL ST, WEST PLAINS, MO 65775-5176
Transaction Type	Mortgage
Record Updated	Jul 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R3418
Date	Jun 22, 2021
Instrument	2021R3418

Lender

Name	WEST PLAINS BANK & TRUST CO
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2041

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWELL MO
Property Address	258 MICHAEL ST, WEST PLAINS, MO 65775-5176
Transaction Type	Mortgage
Record Updated	Jul 29, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R3133
Date	Jul 14, 2020
Instrument	2020R3133

Lender

Name	WEST PLAINS BANK & TRUST CO
Type	Bank
Address	WEST PLAINS, MO 65775

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jun 14, 2021

August 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HOWELL MO
Recording Date	Aug 21, 2018
Property Address	258 MICHAEL ST, WEST PLAINS, MO 65775-5176
Document Number	2018R3490
Map Reference	,MB F PG4
Instrument Date	Aug 16, 2018
Instrument	2018R3490
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	WILES ABSTRACT COMPANY, WILES ABSTRACT CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	276 JANICE ST, WEST PLAINS, MO 65775-5191

Mortgage

Document Number	2018R3491
Date	Aug 21, 2018
Instrument	2018R3491

Lender

Name	WEST PLAINS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 17, 2019

Tax Assessment & Valuation

Source: Howell County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Howell County
Elementary School District	Richards R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,720 (-) Land $3,770 Building $12,950	$87,950 (-) Land $19,820 Building $68,130
2025	$562.00	$16,720 (+12.06%) Land $3,770 Building $12,950	$87,950 (+12%) Land $19,820 Building $68,130
2023		$14,920	$78,530 Land $17,700 Building $60,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1993–2017)
Most Recent Claim	Apr 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, Apr 2017 · 4 claims Severe Storms, Tornadoes And Flooding, May 2002 · 2 claims Severe Storms, Tornadoes, And Flooding, Nov 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 55% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST PLAINS PWS serves 12,864 people · EPA ID MO4010853
Water Source	Groundwater influenced by surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jun 2023 Treatment failure resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Current High Speed Fiber · Fixed Wireless	2,500 / 1,000
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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