Rockland County and Clarkstown Town property record for 258 Maple Rd, Valley Cottage, NY 10989
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,568 sqft · built 1927 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $430,000 (Aug 2018) |
| Tax Bill | $12,438 (2023) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392089 52.18-1-17 |
| Primary APN | 392089 52.18-1-17 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,568 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 784 sqft |
| 2nd Floor Area | 784 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Old Style |
| Exterior Material | Brick |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 270 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 224 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 109C8 |
|---|---|
| Street Address | 258 MAPLE RD |
| City | VALLEY COTTAGE |
| State | NY |
| Zip | 10989-1424 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 |
| Legal Description | 109-C-8 |
| Legal Block | 1 |
| Legal Lot Number | 17.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | CLARKSTOWN |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 11102 |
Source: Rockland County and Clarkstown Town records, as of April 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 258 MAPLE RD, VALLEY COTTAGE, NY 10989-1424 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Oct 6, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FM HOME LOANS LLC |
| Aug 24, 2018 | Grant Deed, Transfer · Conventional with PMI FM HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Aug 22, 2006 · Amount on Record |
| Deed Document Number | 201825135 |
| Prior Transfer Date | Jan 25, 1996 |
| Prior Transfer Doc | 0000253832 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 258 MAPLE RD, VALLEY COTTAGE, NY 10989-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | NATIONAL GRANITE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028867 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-00028867 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 258 MAPLE RD, VALLEY COTTAGE, NY 10989-1424 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL GRANITE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028866 |
|---|---|
| Date | Oct 6, 2020 |
| Instrument | 2020-00028866 |
| Name | FM HOME LOANS LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 24, 2018 |
| Property Address | 258 MAPLE RD, VALLEY COTTAGE, NY 10989-1424 |
| Document Number | 0000025135 |
| Instrument Date | Aug 15, 2018 |
| Instrument | 25135 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2018 |
| Title Company | NATIONAL GRANITE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 324 OLD ROUTE 304 NEW CITY NY 109565718, NEW CITY, NY 10956-5718 |
| Document Number | 25136 |
|---|---|
| Date | Aug 24, 2018 |
| Instrument | 25136 |
| Name | FM HM LOANS |
|---|---|
| Address | BROOKLYN, NY 11210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Rockland County and Clarkstown Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Clarkstown Town |
| Unified School District | Nyack Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $86,300 (-) Land $31,000 Building $55,300 | $86,300 (-) Land $31,000 Building $55,300 | |
| 2023 | $12,438.00 Additional exemption filed | $86,300 Land $31,000 Building $55,300 | $86,300 Land $31,000 Building $55,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 17 (1979–2026) |
| Claims Outside the SFHA | 9 of 17 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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