258 Main Rd, Monterey, MA 01245 Property Records

Berkshire County and Monterey Town property record for 258 Main Rd, Monterey, MA 01245

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,064 sqft · built 1979
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Aug 2018)
Tax Bill	$2,802 (2026)
Deeds & Mortgages	Oct 2021 Refinance Jan 2021 Refinance + 1 more
APN	`M:0007 B:0000 L:15`

Property Details

APN / Parcel Number

Primary APN	`M:0007 B:0000 L:15`
Alternative APNs	`MONT M:0226 B:0014 L:0` `MTRY M:0226 B:0014 L:0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,064 sqft Living Area
Gross Area	2,664 sqft
1st Floor Area	784 sqft
Basement Area	784 sqft
Unfinished Basement	784 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	258 MAIN RD
City	MONTEREY
State	MA
Zip	01245-8410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	14
Jurisdiction	MONTEREY MA
Township / Civil Division	MONTEREY
Census Block Group	2
Census Block	2020
Census Tract	933200

Owner

258 Main Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Berkshire County and Monterey Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	258 MAIN RD, MONTEREY, MA 01245-8410
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NAVY FCU
Jan 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PITTSFIELD COOPERATIVE BANK
Aug 31, 2018	Quit Claim Deed, Transfer PITTSFIELD CP BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on File
Deed Sale	Aug 31, 2018 · Amount on File
Deed Book / Page	2491 / 1
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY MA
Property Address	258 MAIN RD, MONTEREY, MA 01245-8410
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002726-53
Date	Oct 6, 2021
Book Page	2726/53
Instrument	267065

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY MA
Property Address	258 MAIN RD, MONTEREY, MA 01245-8410
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002657-221
Date	Jan 15, 2021
Book Page	2657/221
Instrument	262397

Lender

Name	PITTSFIELD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTEREY MA
Recording Date	Aug 31, 2018
Property Address	258 MAIN RD, MONTEREY, MA 01245-8410
Document Number	00002491-1
Book / Page	2491 / 1
Instrument	250132
Transaction Type	Transfer
Record Updated	May 13, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$22.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024910004
Date	Aug 31, 2018
Instrument	02491/0004

Lender

Name	PITTSFIELD CP BK

Agreement

Amount	Amount on Record
Term	361 Months
Due	Aug 31, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 258 Main Rd was $2,802, up 14.4% from the year before.

Source: Berkshire County and Monterey Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
County Subdivision	Monterey Town
Unified School District	Southern Berkshire School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,802.00 (+14.37%)	$388,100 (+2.02%) Land $149,600 Building $238,500	$436,504
2025	$2,450.00 (+5.06%)	$380,400 (-) Land $146,700 Building $233,700
2024	$2,332.00 (+11.42%)	$380,400 (+10.71%) Land $146,700 Building $233,700
2023	$2,093.00	$343,600 Land $146,700 Building $196,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 258 Main Rd; there have been 21 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	9 in force
Nearby Flood Claims	21 (1984–2011)
Claims Outside the SFHA	7 of 21
Most Recent Claim	Sep 2011 · river or lake flooding
Claims by Event	Tropical Storm Irene, Aug 2011 · 9 claims Severe Storms And Flooding, Oct 2005 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fiber Connect Fiber	8,500 / 8,500

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Main Rd

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