258 Laird St, Winona, MN 55987 Property Records

Winona County property record for 258 Laird St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,124 sqft · built 1926
Lot Size	0.085 acres (3,703 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jun 2021)
Tax Bill	$1,686 (2026)
Deeds & Mortgages	Jun 2022 Line of Credit Jun 2022 Mortgage + 2 more
APN	`32.300.1810`

Property Details

APN / Parcel Number

Primary APN	`32.300.1810`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,124 sqft Living Area
1st Floor Area	486 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1990
Exterior Material	Metal
Construction Type	Metal Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,703 sqft (0.085 acres)
Lot Dimensions	36 ft deep x 23 ft wide
Garage Type	Detached
Garage Area	200 sqft
Porch	Porch
Porch Area	63 sqft
Patio Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	258 LAIRD ST
City	WINONA
State	MN
Zip	55987-3951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 LAIRDS ADDITION LOT-006 BLOCK-020 COM AT A PT ON W LINE OF LOT 6 27.34' S OF NW COR TH AT R/A ELY
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	LAIRDS ADDITION
Legal Block	20
Legal Lot Number	6,27
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	1
Census Block	1001
Census Tract	670600

Owner

258 Laird St is owned and occupied by an individual who bought it in June 2021.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	258 LAIRD ST, WINONA, MN 55987-3951
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK NA
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Jun 29, 2021	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Oct 4, 2017	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2021 · Amount on File
Deed Sale	Jun 29, 2021 · Amount on File
Deed Document Number	2021634999
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	258 LAIRD ST, WINONA, MN 55987-3951
Transaction Type	Mortgage
Record Updated	Sep 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 LAIRD ST, WINONA, MN 55987-3951

Mortgage

Document Number	000A643565
Date	Jun 21, 2022
Instrument	A643565

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINONA MN
Property Address	258 LAIRD ST, WINONA, MN 55987-3951
Transaction Type	Mortgage
Record Updated	Sep 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A643440
Date	Jun 14, 2022
Instrument	A643440

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jun 29, 2021
Property Address	258 LAIRD ST, WINONA, MN 55987-3951
Document Number	634999
Instrument Date	Jun 25, 2021
Instrument	634999
Transaction Type	Transfer
Record Updated	Jul 14, 2021
Title Company	MINNESOTA SECURED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$561.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	258 LAIRD ST, WINONA, MN 55987-3951

Mortgage

Document Number	635000
Date	Jun 29, 2021
Instrument	635000

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Oct 4, 2017
Property Address	258 LAIRD ST, WINONA, MN 55987-3951
Document Number	605885
Instrument Date	Sep 29, 2017
Instrument	605885
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	258 LAIRD ST, WINONA, MN 55987-3951

Mortgage

Document Number	605886
Date	Oct 4, 2017
Instrument	605886

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 258 Laird St was $1,686 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,686.00 Homeowner's exemption	$197,300 (+17.3%) Land $29,200 Building $168,100	$197,300 (+17.3%) Land $29,200 Building $168,100
2025		$168,200 Land $29,200 Building $139,000	$168,200 Land $29,200 Building $139,000
2023	$1,454.00 Homeowner's exemption	$160,600 Land $27,900 Building $132,700	$160,600 Land $27,900 Building $132,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 258 Laird St; there have been 1 flood claim nearby since 1991.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1991)
Most Recent Claim	Jul 1991 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Laird St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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