258 Cove At Eagle Lake Cir, Eagle Lake, FL 33839 Property Records

Polk County property record for 258 Cove At Eagle Lake Cir, Eagle Lake, FL 33839

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,226 sqft · built 2022
Lot Size	0.252 acres (10,977 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2022)
Tax Bill	$3,567 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Sep 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-29-05-671501-000120`

Property Details

APN / Parcel Number

Primary APN	`26-29-05-671501-000120`
Alternative APNs	`052926671501000120` `52926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,226 sqft Living Area
Gross Area	2,668 sqft
1st Floor Area	2,226 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	10,977 sqft (0.252 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	442 sqft
Porch	Unfinished Open Porch

Location & Zoning

Street Address	258 COVE AT EAGLE LAKE CIR
City	EAGLE LAKE
State	FL
Zip	33839-5409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVE AT EAGLE LAKE PB 180 PGS 5-6 LOT 12
Legal Range	26E
Legal Township	29S
Legal Section	05
Legal Subdivision	COVE AT EAGLE LAKE
Legal Block	1
Legal Lot Number	12
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1023
Census Tract	14600

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	258 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage HOME SOLUTION LENDERS INC
Sep 23, 2021	Warranty Deed, Transfer INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Sep 23, 2021 · Amount on Record
Deed Document Number	202262565
Deed Book / Page	12151 / 800
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 8, 2022
Property Address	258 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000062565
Book / Page	12151 / 800
Map Reference	MB 180 PG 5&6
Instrument Date	Mar 3, 2022
Instrument	2022062565
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,240.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	258 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409

Mortgage

Document Number	0012151801
Date	Mar 8, 2022
Instrument	12151/801

Lender

Name	HOME SOLUTION LENDERS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 23, 2021
Property Address	258 COVE AT EAGLE LAKE CIR, EAGLE LAKE, FL 33839-5409
Document Number	0000248413
Book / Page	11905 / 1341
Map Reference	MB 180 PG 5&6
Instrument Date	Sep 22, 2021
Instrument	2021248413
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	INSURED R/E TITLE SERVICES, INSURED RE TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$441.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1925 E EDGEWOOD DR STE 100, 100, LAKELAND, FL 33803-3480

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,910 (-7.33%) Land $64,000 Building $222,910	$286,910 (-7.33%) Land $64,000 Building $222,910
2025	$3,567.00 (-28.97%) Homeowner's exemption	$309,597 (-3.3%) Land $64,000 Building $245,597	$309,597 (-3.3%) Land $64,000 Building $245,597
2023	$5,022.00 (+344.03%)	$320,173 (+515.72%) Land $62,000 Building $258,173	$320,173 (+515.72%) Land $62,000 Building $258,173
2022	$1,131.00	$52,000 Land $52,000	$52,000 Land $52,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2004–2024)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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