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258 Caspian Tern Ave, Sebring, FL 33870 Property Records

Highlands County property record for 258 Caspian Tern Ave, Sebring, FL 33870

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,112 sqft · built 1997
Lot Size0.203 acres (8,864 sqft)
OwnerIndividual Name on File
Last Sale$152,000 (Mar 2022)
Tax Bill$1,400 (2024)
Deeds & MortgagesMar 2022 Sale & Mortgage
May 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APNC354802003700010

Property Details

APN / Parcel Number

Primary APNC354802003700010
Alternative APN
  • C-35-34-28-020-0370-0010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,112 sqft Living Area
1st Floor Area1,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1997
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialSlate
Lot Area8,864 sqft (0.203 acres)
Lot Dimensions100 ft deep x 90 ft wide
DrivewayDriveway
Driveway Area300 sqft

Exterior Amenities

PorchOpen Porch
Porch Area38 sqft
Patio Area128 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel NumberC354802003700010
Street Address258 CASPIAN TERN AVE
CitySEBRING
StateFL
Zip33870-0149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEBRING HILLS SO UNIT 2 LOT 1 BLK 37
Legal Range28E
Legal Township34S
Legal Section35
Legal SubdivisionSEBRING HILLS SO UNIT 2
Legal Block37
Legal Lot Number1
Legal Unit2
JurisdictionHIGHLANDS FL
Township / Civil DivisionSEBRING
Census Block Group1
Census Block1017
Census Tract960602

Owner

258 Caspian Tern Ave is owned and occupied by an individual who bought it in March 2022.

Source: Highlands County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address258 CASPIAN TERN AVE, SEBRING, FL 33870-0149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 2, 2022Warranty Deed, Transfer · USDA Mortgage
CELEBRITY HOME LOANS LLC
May 15, 2020Loan Modification, Mortgage
HEARTLAND NAT'L BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2022 · Amount on File
Deed SaleMar 2, 2022 · Amount on File
Prior SaleMay 20, 2015 · Amount on File
Deed Document Number2080587
Deed Book / Page2887 / 1215
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateMar 2, 2022
Property Address258 CASPIAN TERN AVE, SEBRING, FL 33870-0149
Document Number0002080587
Book / Page2887 / 1215
Map ReferenceMB 9 PG 7
Instrument DateFeb 28, 2022
Instrument2080587
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,064.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3019 WHIPPORWILL LN, 3019, WAUCHULA, FL 33873-9758

Transferred To (Grantee/Buyer)

NameVerified Name
Address258 CASPIAN TERN AVE, SEBRING, FL 33870-0149

Mortgage

Document Number0028871217
DateMar 2, 2022
Instrument2887/1217
Lender
NameCELEBRITY HOME LOANS LLC
TypeNon-Lending Institution
Agreement
TypeUSDA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2052

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHIGHLANDS FL
Property Address258 CASPIAN TERN AVE, SEBRING, FL 33870-0149
Document Number0001988113
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJun 17, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3019 WHIPPORWILL LN WAUCHULA FL 338739758, WAUCHULA, FL 33873-9758

Mortgage

Document Number0001988113
DateJun 10, 2020
Book Page002757/000040
Instrument1988113
Lender
NameHEARTLAND NAT'L BK
TypeBank
AddressSEBRING, FL 33872
Agreement
Term60 Months
DueJun 9, 2025

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$126,879$127,220 Land $12,555 Building $114,665
2024$1,400.00 (-3.25%)
2023$1,447.00 (-9.22%) Homeowner's exemption$125,936 (+18.84%) Land $11,300 Building $114,636$125,936 (+18.84%) Land $11,300 Building $114,636
2022$1,594.00$105,974 Land $7,114 Building $98,860$105,974 Land $7,114 Building $98,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 258 Caspian Tern Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (2022)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 258 Caspian Tern Ave is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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