258 Aspinwall Dr, Troy, MI 48098 Property Records

Oakland County property record for 258 Aspinwall Dr, Troy, MI 48098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 1977
Lot Size	1.39 acres (60,548 sqft)
Owner	Company Name on Record
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Oct 2018 Transfer Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`88-20-04-404-031`

Property Details

APN / Parcel Number

Primary APN	`88-20-04-404-031`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	3 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	60,548 sqft (1.39 acres)
Lot Dimensions	312 ft deep x 97 ft wide
Garage Area	1,174 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	15 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	258 ASPINWALL DR
City	TROY
State	MI
Zip	48098-1848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 4 SUPERVISOR'S PLAT NO 31 E 85 FT OF LOT 5, ALSO W 12 FT OF S501.50 FT OF LOT 9 OF 'TROY ACRES'
Legal Range	11E
Legal Township	2N
Legal Section	4
Legal Subdivision	TROY ACRES SUB
Legal Lot Number	5,9
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	3
Census Block	3000
Census Tract	196300

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	258 ASPINWALL DR, TROY, MI 48098-1848
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Feb 1, 2017	Deed of Trust, Mortgage · Line of Credit CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 20, 2018
Transfer Doc	0000171214
Record Updated	Oct 29, 2026

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	Oct 18, 2018
Property Address	258 ASPINWALL DR, TROY, MI 48098-1848
Document Number	0000171214
Book / Page	052282 / 000406
Instrument Date	Aug 20, 2018
Instrument	171214
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	258 ASPINWALL DR TROY MI 480981848, TROY, MI 48098-1848

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	258 ASPINWALL DR, TROY, MI 48098-1848
Document Number	0000036305
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	258 ASPINWALL DR TROY MI 480981848, TROY, MI 48098-1848

Mortgage

Document Number	0000036305
Date	Feb 27, 2017
Book Page	050421/000447
Instrument	36305

Lender

Name	CITIZENS BK
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 26, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,938.00 (-3.83%)
2023			$332,540
2022	$4,095.00	$166,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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