25795 Panama Ave, Webster, MN 55088 Property Records

Scott County property record for 25795 Panama Ave, Webster, MN 55088

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,904 sqft · built 2000
Lot Size	14.8 acres (645,559 sqft)
Owner	2 Individual Names on Record
Last Sale	$445,000 (Jul 2026)
Tax Bill	$3,828 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-923015-5`

Property Details

APN / Parcel Number

Primary APN	`03-923015-5`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,904 sqft Living Area
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Flat
Roof Material	Asphalt
Lot Area	645,559 sqft (14.8 acres)
Garage Area	1,092 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	25795 PANAMA AVE
City	WEBSTER
State	MN
Zip	55088-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-1
Legal Description	SECTION 23 TOWNSHIP 113 RANGE 022 SW1/4 LYING S OF N 1444' & W OF CL OF PORTER CREEK & N OF A LINE COM 210.68' N OF SW
Legal Range	22W
Legal Township	113
Legal Section	23
Legal Subdivision	PORTER CREEK
Jurisdiction	SCOTT MN
Township / Civil Division	CEDAR LAKE
Census Block Group	1
Census Block	1022
Census Tract	81101

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25795 PANAMA AVE, WEBSTER, MN 55088-9515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Warranty Deed, Transfer · Conventional Mortgage CAMBRIA FINANCIAL GROUP LLC
Apr 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2026 · Amount on Record
Deed Sale	Jul 1, 2026 · Amount on Record
Prior Sale	Dec 18, 2015 · Amount on Record
Deed Document Number	20261225863
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 1, 2026
Property Address	25795 PANAMA AVE, WEBSTER, MN 55088-9515
Document Number	0001225863
Instrument Date	Jun 15, 2026
Instrument	20261225863
Transaction Type	Transfer
Record Updated	Jul 9, 2026
Title Company	LAKE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148,318.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	25795 PANAMA AVE, WEBSTER, MN 55088-9515

Mortgage

Document Number	0001225864,
Date	Jul 1, 2026
Instrument	20261225864

Lender

Name	CAMBRIA FINANCIAL GROUP LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	25795 PANAMA AVE, WEBSTER, MN 55088-9515
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001125107
Date	Apr 12, 2021
Instrument	1125107

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	296 Months
Due	Dec 1, 2045

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Cedar Lake Township
Unified School District	New Prague Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,828.00 (+21.22%) Homeowner's exemption	$520,200 (+5.2%) Land $284,200 Building $236,000	$520,200 (+5.2%) Land $284,200 Building $236,000
2025	$3,158.00 (-7.12%) Homeowner's exemption	$494,500 (+13.84%) Land $266,900 Building $227,600	$494,500 (+13.84%) Land $266,900 Building $227,600
2024	$3,400.00 (-6.54%) Homeowner's exemption	$434,400 (-6.86%) Land $227,400 Building $207,000	$434,400 (-6.86%) Land $227,400 Building $207,000
2023	$3,638.00 Homeowner's exemption	$466,400 Land $250,300 Building $216,100	$466,400 Land $250,300 Building $216,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nuvera Communications Fiber	1,000 / 1,000
Netwave Broadband Fiber · Fixed Wireless	500 / 500
Verizon Fixed Wireless	300 / 20

May also be available: GigFire.

Cell Coverage

5G (outdoors only) and 4G LTE

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