2579 White Oaks Dr, Beloit, WI 53511 Property Records

Rock County property record for 2579 White Oaks Dr, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	1,244 sqft · built 1959
Lot Size	0.863 acres (37,592 sqft)
Owner	2 Individual Names on File
Last Sale	$136,500 (May 2006)
Tax Bill	$2,932 (2025)
Deeds & Mortgages	Jan 2007 Mortgage Apr 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`206 22070230`

Property Details

APN / Parcel Number

Primary APN	`206 22070230`
Alternative APN	`22070230`

Interior

Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Lot Area	37,592 sqft (0.863 acres)

Location & Zoning

Account Number	206 22070230
Street Address	2579 WHITE OAKS DR
City	BELOIT
State	WI
Zip	53511-2379
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 12 SCHUSTERS WHITE OAKS SUB
Legal Subdivision	SCHUSTERS WHITE OAKS SUB
Legal Lot Number	12
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	3
Census Block	3002
Census Tract	2601

Owner

2579 White Oaks Dr is owned by two individuals who bought it in May 2006.

Source: Rock County records, as of April 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	N4117 LADWIG RD, MONROE, WI 53566-8937
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2007	Deed of Trust, Mortgage · Conventional Mortgage AMCORE BANK NA
Apr 5, 2010	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN COMMUNITY BANK
Jul 28, 2016	Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN BANK & TRUST
May 24, 2006	Warranty Deed, Transfer · Conventional Mortgage AMCORE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2006 · Amount on File
Deed Sale	May 24, 2006 · Amount on File
Deed Document Number	20061751597
Record Updated	Jun 8, 2026

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2579 WHITE OAKS DR, BELOIT, WI 53511-2379
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001775828
Date	Jan 2, 2007
Instrument	1775828

Lender

Name	AMCORE BANK NA
Type	Bank
Address	ROCKFORD, IL 61110

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2022

April 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2579 WHITE OAKS DR, BELOIT, WI 53511-2379
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001888685
Date	Apr 5, 2010
Instrument	1888685

Lender

Name	WISCONSIN COMMUNITY BANK
Type	Bank
Address	MONROE, WI 53566

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2025

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2579 WHITE OAKS DR, BELOIT, WI 53511-2379
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002057503
Date	Jul 28, 2016
Instrument	2057503

Lender

Name	WISCONSIN BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2026

Interest

Rate Type	Fixed Rate

May 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	May 24, 2006
Property Address	2579 WHITE OAKS DR, BELOIT, WI 53511-2379
Document Number	0001751597
Instrument Date	May 19, 2006
Instrument	1751597
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0001751598
Date	May 24, 2006
Instrument	1751598

Lender

Name	AMCORE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2579 White Oaks Dr was $2,932.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,932.00	$178,200 Land $45,200 Building $133,000	$195,700
2023	$2,342.00	$148,100 Land $34,000 Building $114,100	$168,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2579 White Oaks Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Feb 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2579 White Oaks Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: LiteWire.

Cell Coverage

5G (outdoors only) and 4G LTE

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