Sumter County property record for 2579 Lock St, The Villages, FL 32163
| Property Type | Single Family Home |
|---|---|
| Details | 1,392 sqft · built 2018 |
| Lot Size | 0.126 acres (5,490 sqft) |
| Owner | Trust Name on File |
| Last Sale | $210,536 (Jun 2018) |
| Tax Bill | $4,622 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 331923G33D013 |
| Primary APN | 331923G33D013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,392 sqft Living Area |
|---|---|
| Gross Area | 1,987 sqft |
| 1st Floor Area | 1,392 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Construction Type | Steel Frame |
| Lot Area | 5,490 sqft (0.126 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Screened Porch |
| Porch Area | 29 sqft |
| Street Address | 2579 LOCK ST |
|---|---|
| City | THE VILLAGES |
| State | FL |
| Zip | 32163-0435 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 VILLAGE OF FENNEY UNIT NO 6 PB 16 PGS 36-36E |
| Legal Range | 23E |
| Legal Township | 19S |
| Legal Section | 33 |
| Legal Subdivision | VILLAGE OF FENNEY |
| Legal Lot Number | 13 |
| Jurisdiction | SUMTER FL |
| Township / Civil Division | WILDWOOD |
| Census Block Group | 1 |
| Census Block | 1110 |
| Census Tract | 910300 |
2579 Lock St is owner-occupied and held in a trust since October 2020.
Source: Sumter County records, as of December 2, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 2, 2023 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 16, 2022 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Nov 12, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jun 20, 2018 | Warranty Deed, Transfer OTHER |
| May 23, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI CITIZENS FIRST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 20, 2018 · Amount on File |
| Deed Sale | Jun 20, 2018 · Amount on File |
| Deed Document Number | 201822417 |
| Deed Book / Page | 3428 / 106 |
| Last Transfer Date | Oct 11, 2020 |
| Transfer Doc | 0038640335 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2023 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Document Number | 0045370328 |
|---|---|
| Date | Oct 2, 2023 |
| Book Page | 4537/328 |
| Instrument | 202360037258 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Document Number | 0043120414 |
|---|---|
| Date | Jul 21, 2022 |
| Book Page | 4312/414 |
| Instrument | 202260036822 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER FL |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Transaction Type | Mortgage |
| Record Updated | Jul 4, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0042910509 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 4291/509 |
| Instrument | 202260030962 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | 79797 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Nov 12, 2020 |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Document Number | 0038640335 |
| Book / Page | 003864 / 000335 |
| Instrument Date | Oct 1, 2020 |
| Instrument | 60049856 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2579 LOCK ST THE VILLAGES FL 321630435, THE VILLAGES, FL 32163-0435 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | Jun 20, 2018 |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Document Number | 0034280106 |
| Book / Page | 003428 / 000106 |
| Instrument Date | Jun 4, 2018 |
| Instrument | 60022417 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Tax | $1,473.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2579 LOCK ST THE VILLAGES FL 32163, THE VILLAGES, FL 32163 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SUMTER FL |
| Recording Date | May 23, 2018 |
| Property Address | 2579 LOCK ST, THE VILLAGES, FL 32163-0435 |
| Document Number | 0034160393 |
| Book / Page | 003416 / 000393 |
| Instrument Date | May 15, 2018 |
| Instrument | 60018922 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 11, 2019 |
| Title Company | PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,197.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2646 TENNEY LN THE VILLAGES FL 321630413, THE VILLAGES, FL 32163-0413 |
| Document Number | 34160394 |
|---|---|
| Date | May 23, 2018 |
| Book Page | 003416/000394 |
| Instrument | 60018923 |
| Name | CITIZENS FIRST BK |
|---|---|
| Type | Bank |
| Address | THE VILLAGES, FL 32162 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 22, 2048 |
The 2025 property tax bill for 2579 Lock St was $4,622 with a homeowner's exemption, up 1.6% from the year before.
Source: Sumter County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sumter County |
| Municipality | Wildwood City |
| Unified School District | Sumter County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,622.00 (+1.56%) Homeowner's exemption | $191,270 | $284,120 Land $32,940 Building $251,180 |
| 2024 | $4,551.00 (+6.88%) | ||
| 2023 | $4,258.00 (+1.36%) Additional exemption filed | $180,470 (+3%) | $288,610 (+16.82%) Land $21,960 Building $266,650 |
| 2022 | $4,201.00 Homeowner's exemption | $175,220 | $247,050 Land $21,960 Building $225,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2579 Lock St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 226 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 226 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2579 Lock St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILDWOOD, CITY OF (7 WPS) serves 25,941 people · EPA ID FL6600331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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