2578 S Riverside Dr, Beloit, WI 53511 Property Records

Rock County property record for 2578 S Riverside Dr, Beloit, WI 53511

Property Summary

Property Type	Rural Home
Details	3 bd · 1.5 ba · 1,443 sqft · built 1927
Lot Size	0.742 acres (32,322 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Aug 2020)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6-2-167.1`

Property Details

APN / Parcel Number

Primary APN	`6-2-167.1`
Alternative APN	`004 014056`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,443 sqft Living Area
1st Floor Area	914 sqft
Basement Area	14 sqft
Unfinished Basement	14 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Metal
Lot Area	32,322 sqft (0.742 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	004 014056
Street Address	2578 S RIVERSIDE DR
City	BELOIT
State	WI
Zip	53511-2452
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ASSESSOR'S PLAT PT OUTLOT 26 E 320' M/L OF N 99' & ROW OVER N 30' OUTLOT 27
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2013
Census Tract	2400

Owner

2578 S Riverside Dr, a rural home, is owned and occupied by an individual who bought it in August 2020.

Source: Rock County records, as of April 2, 2026

Owner of Record	Individual Name on File
Mailing Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage JOHNSON BANK
Aug 7, 2020	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Sep 15, 2014	Warranty Deed, Transfer · Conventional Mortgage JOHNSON BANK
Jun 10, 2011	Warranty Deed, Transfer · FHA Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on File
Deed Sale	Aug 7, 2020 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	20202161645
Record Updated	Jun 8, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002153007
Date	May 4, 2020
Instrument	2153007

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 7, 2020
Property Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452
Document Number	0002161645
Instrument Date	Aug 3, 2020
Instrument	2161645
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452

Mortgage

Document Number	0002161646
Date	Aug 7, 2020
Instrument	2161646

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

September 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Sep 15, 2014
Property Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452
Document Number	0002011438
Instrument Date	Sep 10, 2014
Instrument	2011438
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452

Mortgage

Document Number	0002011439
Date	Sep 15, 2014
Instrument	2011439

Lender

Name	JOHNSON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2044

Interest

Rate Type	Fixed Rate

June 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 10, 2011
Property Address	2578 S RIVERSIDE DR, BELOIT, WI 53511-2452
Document Number	0001921310
Instrument Date	May 27, 2011
Instrument	1921310
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	237 DUSTY LN, SELMER, TN 38375-2406

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 RIVERSIDE DR, BELOIT, WI 53511-2452
Investor	Possibly a Property Investor

Mortgage

Document Number	0001921311
Date	Jun 10, 2011
Instrument	1921311

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 2578 S Riverside Dr was $2,573 with a homeowner's exemption.

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Rock County
County Subdivision	Beloit Town
Unified School District	Beloit Turner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 Homeowner's exemption	$163,900 Land $20,000 Building $143,900	$202,300
2023	$2,300.00 Homeowner's exemption	$163,900 Land $20,000 Building $143,900	$170,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2578 S Riverside Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	28 (1993–2008)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Jul 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2008 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2578 S Riverside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T.

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