2578 Oakmont Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 2578 Oakmont Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,108 sqft · built 2009
Lot Size	2.2 acres (95,832 sqft)
Owner	Individual Name on Record
Tax Bill	$1,210 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-5-15-01-0-00022-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-5-15-01-0-00022-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,108 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	95,832 sqft (2.2 acres)
Lot Dimensions	419 ft deep x 129 ft wide
Pool Area	800 sqft
Patio Area	700 sqft

Location & Zoning

Street Address	2578 OAKMONT CV
City	HERNANDO
State	MS
Zip	38632-8593
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	OAK GROVE MANOR S/D LOT 22
Legal Range	08
Legal Township	03
Legal Section	15
Legal Subdivision	OAK GROVE MANOR S/D
Legal Lot Number	22
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	2
Census Block	2026
Census Tract	71123

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Aug 1, 2017	Deed of Trust, Mortgage · Conventional Mortgage BANKPLUS
Aug 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 5, 2019	Warranty Deed, Transfer · Conventional Mortgage GUARANTY BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019
Deed Sale	Dec 5, 2019
Deed Document Number	0000906323
Deed Book / Page	0906 / 323
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170626010187520
Date	Jun 26, 2017
Instrument	20170626010187520

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2037

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170801010219760
Date	Aug 1, 2017
Instrument	20170801010219760

Lender

Name	BANKPLUS
Type	Bank
Address	RIDGELAND, MS 39157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593

Mortgage

Document Number	005329/721
Date	Aug 30, 2021
Book Page	5329/721

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 5, 2019
Property Address	2578 OAKMONT CV, HERNANDO, MS 38632-8593
Document Number	000906/323
Book / Page	0906 / 323
Map Reference	MB 76 PG 18-20
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2578 OAKMONT CV, 2578, HERNANDO, MS 38632-8593

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1255 BALDWIN RD S, LAKE CORMORANT, MS 38641-9201

Mortgage

Document Number	0004848168
Date	Dec 5, 2019
Instrument	4848/168

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,210.00 (-17.46%)	$22,136 (-) Land $3,500 Building $18,636	$221,355 (-) Land $35,000 Building $186,355
2023	$1,466.00	$22,136	$221,355 Land $35,000 Building $186,355

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 79% of Mississippi
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oakmont Cv

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures