2578 Mesa Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 2578 Mesa Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,877 sqft · built 1995
Lot Size	0.475 acres (20,700 sqft)
Owner	Company Name on Record
Last Sale	$175,500 (Oct 1999)
Tax Bill	$4,405 (2025)
Deeds & Mortgages	May 2022 Transfer Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`146-121-16-00`

Property Details

APN / Parcel Number

Primary APN	`146-121-16-00`
Alternative APN	`1461301000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Building Area	1,877 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	20,700 sqft (0.475 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1461301000
Street Address	2578 MESA DR
City	OCEANSIDE
State	CA
Zip	92054-3732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 7 POR TR 001834
Legal Subdivision	ELLERY ADD
Legal Tract	001834
Legal Block	1
Legal Lot Number	7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1007
Census Tract	18510

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2578 MESA DR, OCEANSIDE, CA 92054-3732
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Intrafamily Transfer, Transfer
Feb 19, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 1999 · Amount on Record
Deed Sale	Oct 29, 1999 · Amount on Record
Prior Sale	May 27, 1993 · Amount on Record
Deed Document Number	1999723445
Last Transfer Date	Apr 29, 2022
Transfer Doc	0000218679
Record Updated	Sep 20, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 23, 2022
Property Address	2578 MESA DR, OCEANSIDE, CA 92054-3732
Document Number	0000218679
Map Reference	MAP 1834
Instrument Date	Apr 29, 2022
Instrument	2022-0218679
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2578 MESA DR, OCEANSIDE, CA 92054-3732

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 19, 2021
Property Address	2578 MESA DR, OCEANSIDE, CA 92054-3732
Document Number	0000131204
Map Reference	MAP 1834
Instrument Date	Feb 15, 2021
Instrument	2021-0131204
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 MESA DR, OCEANSIDE, CA 92054-3732

Mortgage

Document Number	0000131205
Date	Feb 19, 2021
Instrument	2021-0131205

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$405,627 (+2%) Land $129,969 Building $275,658
2025	$4,405.00 (+5.28%) Homeowner's exemption	$397,674 (+4.04%) Land $127,421 Building $270,253
2023	$4,184.00 (+1.58%) Homeowner's exemption	$382,233 Land $122,474 Building $259,759
2022	$4,119.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	8 (1978–2017)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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