2578 Gap Rd, Altamont, TN 37301 Property Records

Grundy County property record for 2578 Gap Rd, Altamont, TN 37301

Property Summary

Property Type	Single Family Home
Details	3 ba · 4,239 sqft · built 2022
Lot Size	3.47 acres (151,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$28,900 (Aug 2014)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`031018 01903`

Property Details

APN / Parcel Number

Primary APN	`031018 01903`
Alternative APN	`018 01903`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	4,239 sqft Living Area
1st Floor Area	475 sqft
Upper Floors Area	550 sqft
Basement Area	1,870 sqft
Finished Basement	1,370 sqft
Unfinished Basement	500 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	151,153 sqft (3.47 acres)
Garage Type	Finished
Garage Area	275 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Patio
Porch Area	250 sqft
Deck Area	400 sqft
Patio Area	36 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2578 GAP RD
City	ALTAMONT
State	TN
Zip	37301-4026
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 07, COUNTY AREA: V01
Legal Subdivision	GRANDVIEW ON THE GAP
Legal Lot Number	13
Jurisdiction	GRUNDY TN
Township / Civil Division	1
Census Block Group	2
Census Block	2000
Census Tract	955000

Owner

Source: Grundy County records, as of July 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 127, ALTAMONT, TN 37301-0127
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Jul 20, 2020	Deed of Trust, Mortgage CITIZENS TRI-COUNTY BANK
Aug 8, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2014 · Amount on Record
Deed Sale	Aug 21, 2014 · Amount on Record
Deed Document Number	201482512
Deed Book / Page	1060 / 107
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	2578 GAP RD, ALTAMONT, TN 37301-4026
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01149/2709
Date	Jul 29, 2022
Book Page	1149/2709
Instrument	103786

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	2578 GAP RD, ALTAMONT, TN 37301-4026
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000096937
Date	Jul 20, 2020
Book Page	1119/88
Instrument	96937

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	ALTAMONT, TN 37301

Agreement

Amount	Amount Recorded
Term	9 Months
Due	Apr 20, 2021

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRUNDY TN
Property Address	2578 GAP RD, ALTAMONT, TN 37301-4026
Document Number	0000092022
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 GAP RD ALTAMONT TN 373014026, ALTAMONT, TN 37301-4026

Mortgage

Document Number	0000092022
Date	Sep 12, 2018
Book Page	001097/000464
Instrument	92022

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Grundy County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Grundy County
Unified School District	Grundy County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00	$209,700 (-) Land $5,100 Building $204,600
2024	$2,990.00	$209,700 (-) Land $5,100 Building $204,600
2023	$2,990.00 (+4%)	$209,700 (+676.67%) Land $5,100 Building $204,600
2022	$598.00	$27,000 Land $3,325 Building $23,675	$108,000 (-87.12%) Land $13,300 Building $94,700
2020			$838,800 Land $20,400 Building $818,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 25, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 80% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG CREEK UTILITY DISTRICT serves 9,185 people · EPA ID TN0000122
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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