2578 E Locust Dr, Chandler, AZ 85286 Property Records

Maricopa County property record for 2578 E Locust Dr, Chandler, AZ 85286

Property Summary

Property Type	Single Family Home
Details	5 ba · 5,671 sqft · built 2021
Lot Size	0.43 acres (18,750 sqft)
Owner	2 Company Names on Record
Last Sale	$2,200,000 (Apr 2025)
Tax Bill	$7,252 (2025)
Deeds & Mortgages	May 2021 Mortgage Oct 2021 Mortgage + 5 more
Flood Zone	Zone X (moderate risk)
APN	`303-43-076`

Property Details

APN / Parcel Number

Primary APN	`303-43-076`

Interior

Full Baths	5 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	5,671 sqft Living Area
1st Floor Area	4,334 sqft
Basement Area	1,337 sqft

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Metal
Lot Area	18,750 sqft (0.43 acres)
Parking Spaces	5 Parking Spaces
Pool Area	400 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	2578 E LOCUST DR
City	CHANDLER
State	AZ
Zip	85286-2719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	WHITEWING AT KRUEGER MCR 572-27
Legal Range	05E
Legal Township	02S
Legal Section	13
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	WHITEWING AT KRUEGER
Legal Lot Number	63
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2013
Census Tract	812802

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CITIBANK NA
Nov 22, 2024	Intrafamily Transfer, Transfer
Oct 21, 2020	Warranty Deed, Subdivision Related Transfer AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC
Jan 31, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST INT'L BK
Sep 20, 2018	Warranty Deed, Transfer · Commercial Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Apr 29, 2025 · Amount on Record
Deed Sale	Apr 29, 2025 · Amount on Record
Prior Sale	Nov 22, 2024
Deed Document Number	20250240728
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIRST PRIORITY TITLE COMPANY, FIRST INTEGRITY TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Investor	Possibly a Property Investor

Mortgage

Document Number	0000508818
Date	May 6, 2021
Instrument	20210508818

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Transaction Type	Mortgage
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Investor	Possibly a Property Investor

Mortgage

Document Number	0001148746
Date	Oct 26, 2021
Instrument	20211148746

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 29, 2025
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Document Number	0000240728
Map Reference	MB 572 PG 27
Instrument Date	Apr 11, 2025
Instrument	20250240728
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	STANDARD TITLE LLC, STANDARD T&E SW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719

Mortgage

Document Number	0000240729
Date	Apr 29, 2025
Instrument	20250240729

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2035
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.5%
Index	SOFR Average 30-Day
Max Rate	10.5%

November 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Nov 22, 2024
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Document Number	0000626300
Map Reference	MB 572 PG 27
Instrument Date	Nov 21, 2024
Instrument	20240626300
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719

October 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2020
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Document Number	0001009813
Instrument Date	Oct 19, 2020
Instrument	1009813
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 27, 2020
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE SVC AGCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2578 E LOCUST DR CHANDLER AZ 852862719, CHANDLER, AZ 85286-2719

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jan 31, 2020
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Document Number	0000084530
Instrument Date	Jan 29, 2020
Instrument	84530
Transaction Type	Construction Loan
Record Updated	Feb 14, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9383 E BELL RD #627 SCOTTSDALE AZ 852601500, 627, SCOTTSDALE, AZ 85260-1500

Mortgage

Document Number	0000084530
Date	Jan 31, 2020
Instrument	84530

Lender

Name	FIRST INT'L BK
Type	Bank
Address	CHANDLER, AZ 85226

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 20, 2018
Property Address	2578 E LOCUST DR, CHANDLER, AZ 85286-2719
Document Number	0000707361
Map Reference	MB 572 PG 27
Instrument Date	Aug 31, 2018
Instrument	20180707361
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	FIRST ARIZONA TITLE AGENCY L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 N JUDD PL, 1150, CHANDLER, AZ 85226-8709

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9383 E BELL RD # 647, 647, SCOTTSDALE, AZ 85260-1500

Mortgage

Document Number	0000707362
Date	Sep 20, 2018
Instrument	20180707362

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Chandler City
Unified School District	Chandler Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$163,780 (-2.53%)	$1,637,800 (-2.53%) Land $327,500 Building $1,310,300
2025	$7,252.00 (+3.88%)
2024		$168,030	$1,680,300 Land $336,000 Building $1,344,300
2023	$6,981.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHANDLER serves 247,328 people · EPA ID AZ0407090
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 500
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: Verizon.

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