2578 Central Ave, Dubuque, IA 52001 Property Records

Dubuque County property record for 2578 Central Ave, Dubuque, IA 52001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,438 sqft · built 1900
Lot Size	0.059 acres (2,550 sqft)
Owner	Company Name on Record
Last Sale	$35,000 (Mar 2025)
Tax Bill	$1,190 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2024 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-13-376-004`

Property Details

APN / Parcel Number

Primary APN	`10-13-376-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,438 sqft Living Area
1st Floor Area	719 sqft
Upper Floors Area	719 sqft
Basement Area	719 sqft
Unfinished Basement	719 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Stone
Construction Type	Frame
Lot Area	2,550 sqft (0.059 acres)
Lot Dimensions	85 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	180 sqft
Porch	Slab
Porch Area	245 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2578 CENTRAL AVE
City	DUBUQUE
State	IA
Zip	52001-3303
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-2-237 DAVIS FARM ADD
Legal Subdivision	EISENHOWER
Legal Lot Number	1-237
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	2
Census Block	2013
Census Tract	500

Owner

Source: Dubuque County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1366 THOMAS PL, DUBUQUE, IA 52001-2158
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage DUTRAC COMMUNITY CREDIT UNION
Mar 12, 2024	Deed of Trust, Mortgage · Line of Credit COLLINS LOAN SERVICES CUSO LLC
Mar 31, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Nov 27, 2019	Deed of Trust, Mortgage COLLINS LOAN SVCS CUSO LLC
Jul 23, 2018	Quit Claim Deed, Transfer · Line of Credit COLLINS CMNTY CU
Jul 13, 2018	Deed of Trust, Mortgage · Line of Credit COLLINS CMNTY CU
Dec 1, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 21, 2025 · Amount on Record
Deed Sale	Mar 21, 2025 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20252826
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Recording Date	Apr 14, 2026
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000003653
Instrument Date	Apr 14, 2026
Instrument	20263653
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1366 THOMAS PL, DUBUQUE, IA 52001-2158

Mortgage

Document Number	0000003653,
Date	Apr 14, 2026
Instrument	20263653

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Transaction Type	Mortgage
Record Updated	Apr 5, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3250 KENNEDY CIR 7, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001970
Date	Mar 12, 2024
Instrument	202400001970

Lender

Name	COLLINS LOAN SERVICES CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	DUBUQUE IA
Recording Date	Mar 31, 2021
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000005022
Instrument Date	Mar 31, 2021
Instrument	2021-00005022
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	196 KAUFMANN AVE, DUBUQUE, IA 52001-3214

Mortgage

Date	Mar 31, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

Interest

Rate	7%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000001119
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886

Mortgage

Document Number	0000001119
Date	Jan 27, 2020
Instrument	1119

Lender

Name	COLLINS LOAN SVCS CUSO LLC
Address	115 E 2ND ST, MUSCATINE, IA 52761-4004

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DUBUQUE IA
Recording Date	Jul 23, 2018
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000008412
Instrument Date	Jul 13, 2018
Instrument	8412
Transaction Type	Transfer
Record Updated	Oct 5, 2018

Transaction

Amount	Amount Recorded
Tax	$16.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	10107
Date	Jul 23, 2018
Instrument	10107

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000001551
Instrument Date	Jul 13, 2018
Transaction Type	Mortgage
Record Updated	Mar 4, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001551
Date	Feb 15, 2019
Instrument	1551

Lender

Name	COLLINS CMNTY CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUBUQUE IA
Recording Date	Dec 1, 2017
Property Address	2578 CENTRAL AVE, DUBUQUE, IA 52001-3303
Document Number	0000014874
Instrument Date	Nov 30, 2017
Instrument	14874
Transaction Type	Transfer
Record Updated	Jan 22, 2018

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3250 KENNEDY CIR #7 DUBUQUE IA 520023886, 7, DUBUQUE, IA 52002-3886
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,190.00	$89,800 (+8.59%) Land $12,100 Building $77,700	$89,800 (+8.59%) Land $12,100 Building $77,700
2024	$1,190.00 (+4.57%)
2023		$82,700 (+25.25%) Land $11,400 Building $71,300	$82,700 (+25.25%) Land $11,400 Building $71,300
2022	$1,138.00	$66,030 Land $8,550 Building $57,480
2021			$66,030 Land $8,550 Building $57,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1978–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Comelec Internet Services, T-Mobile.

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