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2578 Bear Den Rd, Frederick, MD 21701 Property Records

Frederick County property record for 2578 Bear Den Rd, Frederick, MD 21701

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,824 sqft · built 2000
Lot Size0.102 acres (4,428 sqft)
Owner2 Individual Names on File
Last Sale$359,900 (Apr 2018)
Tax Bill$8,665 (2024)
Deeds & MortgagesApr 2024 Second Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN02-227967

Property Details

APN / Parcel Number

Primary APN02-227967
Alternative APNs
  • 2227967
  • 227967

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,824 sqft Living Area
Gross Area3,224 sqft
1st Floor Area1,772 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,428 sqft (0.102 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area24 sqft
Deck Area88 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number227967
Street Address2578 BEAR DEN RD
CityFREDERICK
StateMD
Zip21701-5230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePND
Legal DescriptionLOT 22 SECTION 3 PLAT 19 BLK U-4428 SQFT WORMANS MILL
Legal SubdivisionWORMANS MILL
Legal Block3
Legal Lot Number22
JurisdictionFREDERICK MD
Township / Civil Division2, FREDERICK
Census Block Group4
Census Block4025
Census Tract750802

Owner

Source: Frederick County records · APN 02-227967

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Apr 01, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
May 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
May 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 20, 2018Deed, Transfer · FHA Mortgage
CAPITAL BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2018 · Amount on Record
Deed SaleApr 20, 2018 · Amount on Record
Prior SaleNov 09, 2000 · Amount on Record
Deed Book / Page12374 / 415
Last Transfer DateMay 04, 2020
Transfer Doc0137670481
Record UpdatedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230
Transaction TypeMortgage
Record UpdatedApr 15, 2024
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0168120189
DateApr 01, 2024
Book Page16812/189
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueApr 01, 2044

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyAMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0148770160
DateMay 12, 2021
Book Page14877/160
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 01, 2051

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFREDERICK MD
Recording DateMay 29, 2020
Property Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230
Document Number0137670481
Book / Page013767 / 000481
Instrument DateMay 04, 2020
Transaction TypeTransfer
Record UpdatedJul 03, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2578 BEAR DEN RD FREDERICK MD 217015230, FREDERICK, MD 21701-5230

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 20, 2018
Property Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230
Document Number0123740415
Book / Page12374 / 0415
Map ReferenceMB66 PL117
Instrument DateMar 26, 2018
Transaction TypeTransfer
Record UpdatedMay 02, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$899.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address2578 BEAR DEN RD, FREDERICK, MD 21701-5230

Mortgage

Document Number0012374422
DateApr 20, 2018
Instrument12374/422
Lender
NameCAPITAL BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2048

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
MunicipalityFrederick City
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$517,500 (+23.66%) Land $152,400 Building $365,100$517,500 (-) Land $152,400 Building $365,100
2024$8,665.00 (+13.85%)
2023$7,611.00$418,500$517,500 Land $152,400 Building $365,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Verizon.

Based on FCC filings for 471 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF FREDERICK
serves 54,000 people
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2019–2021)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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